Resources

In this section you will find practical tools, calculators and links covering a range of financial topics, gathered in one place for clients and visitors.

Start planning today with our helpful tools

Our own Cash Flow Planner, alongside a selection of free MoneySmart calculators. These provide general estimates only and are not a substitute for personal advice.

Cash Flow Planner

Our own interactive planner. Map your income, spending and super, and watch it update live.

Open the planner

Retirement planner

See how your savings and super could translate into retirement income.

Plan your retirement

Superannuation calculator

Estimate what your super balance might be by the time you retire.

Grow your super

Budget planner

See where your money goes each month and find room to save.

Build a budget

Savings goals calculator

Set a target and see how long it takes to reach your savings goal.

Reach your goal

Compound interest calculator

See how regular deposits and interest grow your savings over time.

See it grow

Income tax calculator

Estimate the income tax payable on your earnings for the year.

Estimate your tax

Mortgage calculator

Work out home loan repayments and the total cost over time.

Work out repayments

Personal loan calculator

Estimate repayments and the full cost of a personal loan.

Calculate a loan

Credit card calculator

See how paying a little more each month clears a balance sooner.

Clear it faster

Life insurance calculator

Get a sense of how much life cover might suit your situation.

Check your cover

Looking for more?

Explore MoneySmart's full set of free calculators and tools.

See all calculators

Let's talk about your situation

Phone: 02 9790 6277
Monday to Friday, 9:00am to 5:00pm

Talk to our team →