:root{
    --navy:#1B2A4A;
    --navy-deep:#141F38;
    --claret:#93283A;
    --claret-deep:#7A1F2F;
    --brass:#C6A15B;
    --paper:#F6F7F9;
    --white:#FFFFFF;
    --ink:#202837;
    --muted:#4D535F;
    --hair:#E2E6EC;

    --serif:'Telex','Source Sans 3',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
    --sans:'Source Sans 3','Source Sans Pro',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;

    --wrap:1360px;
    --gutter:clamp(20px,5vw,64px);
  }

  *{box-sizing:border-box;}
  html{scroll-behavior:smooth;}
  body{
    margin:0;font-family:var(--sans);color:var(--ink);background:var(--paper);
    line-height:1.55;-webkit-font-smoothing:antialiased;font-size:16px;letter-spacing:-.011em;
  }
  h1,h2,h3{font-family:var(--serif);font-weight:400;line-height:1.14;letter-spacing:-.02em;margin:0;}
  p{margin:0;}
  a{color:inherit;text-decoration:none;}
  img{max-width:100%;display:block;}
  .wrap{max-width:var(--wrap);margin:0 auto;padding-inline:var(--gutter);}
  .topbar .wrap,.site-head>.wrap{max-width:1360px;}
  .home .topbar .wrap,.home .site-head>.wrap{max-width:1580px;}

  .eyebrow{
    font-family:var(--sans);font-size:.72rem;font-weight:700;letter-spacing:.18em;
    text-transform:uppercase;color:var(--claret);margin:0 0 18px;
  }
  .eyebrow.on-dark{color:var(--brass);}

  /* Buttons */
  .btn{
    display:inline-flex;align-items:center;gap:.55em;font-family:var(--sans);font-weight:600;
    font-size:.98rem;padding:.92em 1.7em;border-radius:4px;border:1.5px solid transparent;
    cursor:pointer;transition:transform .18s ease,background .18s ease,color .18s ease,border-color .18s ease;
  }
  .btn-primary{background:var(--claret);color:#fff;}
  .btn-primary:hover{background:var(--claret-deep);transform:translateY(-2px);}
  .btn-ghost{border-color:var(--navy);color:var(--navy);}
  .btn-ghost:hover{background:var(--navy);color:#fff;transform:translateY(-2px);}
  .btn-ghost.on-dark{border-color:rgba(255,255,255,.55);color:#fff;}
  .btn-ghost.on-dark:hover{background:#fff;color:var(--navy);}
  .btn .arrow{transition:transform .18s ease;}
  .btn:hover .arrow{transform:translateX(3px);}
  :where(a,.btn,button,select,.menu-toggle,.scroll-hint):focus-visible{outline:3px solid var(--brass);outline-offset:3px;border-radius:5px;}

  /* ---------- Header ---------- */
  .topbar{background:transparent;color:var(--navy);font-size:.8rem;overflow:hidden;max-height:60px;transition:max-height .45s cubic-bezier(.4,0,.2,1),opacity .35s ease;}
  .topbar .wrap{display:flex;justify-content:flex-end;gap:26px;padding-block:9px;flex-wrap:wrap;}
  .topbar a:hover{color:var(--claret);}
  .site-head{position:relative;z-index:2;background:transparent;}
  .site-header{position:fixed;top:0;left:0;right:0;z-index:60;transition:background .45s ease,box-shadow .45s ease;}
  .site-header.scrolled{background:rgba(246,247,249,.96);backdrop-filter:blur(10px);box-shadow:0 3px 20px rgba(20,31,56,.1);}
  .site-header.scrolled .topbar{max-height:0;opacity:0;pointer-events:none;}
  .site-head .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-block:16px;}
  .brand{display:flex;flex-direction:column;align-items:flex-start;gap:2px;}
  .brand-v-since{align-items:flex-end;}
  .brand-v-anniversary{flex-direction:row;align-items:center;}
  .brand-since{font-family:var(--sans);font-size:.6rem;font-weight:700;letter-spacing:.28em;text-transform:uppercase;color:var(--brass);}
  .brand-logo-anniv{height:52px;}

  /* Our history page, vertical timeline */
  .hist-timeline{padding:clamp(44px,6vw,80px) 0;}
  .hist-timeline .section-head{max-width:720px;margin:0 auto clamp(34px,5vw,56px);text-align:center;}
  .htl{position:relative;max-width:1060px;margin:0 auto;list-style:none;padding:0;}
  .htl::before{content:"";position:absolute;left:50%;top:8px;bottom:26px;width:2px;background:linear-gradient(180deg,var(--brass),rgba(198,161,91,.35));transform:translateX(-50%);}
  .htl::after{content:"";position:absolute;left:50%;bottom:8px;transform:translateX(-50%);width:0;height:0;border-left:7px solid transparent;border-right:7px solid transparent;border-top:11px solid var(--brass);}
  .htl-item{position:relative;width:50%;padding-right:54px;padding-bottom:clamp(38px,5vw,64px);}
  .htl-item.right{margin-left:50%;padding-right:0;padding-left:54px;}
  .htl-item:last-child{padding-bottom:0;}
  .htl-item::before{content:"";position:absolute;top:10px;right:-8px;width:16px;height:16px;border-radius:50%;background:#fff;box-shadow:0 0 0 3px var(--brass);z-index:1;transition:background .35s ease,transform .35s ease,box-shadow .35s ease;}
  .htl-item.right::before{left:-8px;right:auto;}
  .htl-item.is-active::before{background:var(--claret);transform:scale(1.18);box-shadow:0 0 0 4px var(--white),0 0 0 6px var(--brass);}
  .htl-fill{position:absolute;left:50%;top:8px;width:2px;background:var(--claret);transform:translateX(-50%);height:0;z-index:0;}
  .htl-media{position:relative;border-radius:0;overflow:hidden;background:var(--navy-deep);box-shadow:0 26px 54px -34px rgba(20,31,56,.45);margin-bottom:20px;}
  .htl-media::after{content:"";position:absolute;inset:0;background:linear-gradient(150deg,rgba(20,31,56,.40),rgba(122,31,47,.14));mix-blend-mode:multiply;pointer-events:none;transition:opacity .5s ease;}
  .htl-media img{width:100%;display:block;aspect-ratio:16/10;object-fit:cover;filter:grayscale(1) brightness(1.08) contrast(1.02);transition:filter .5s ease;}
  .htl-item:hover .htl-media::after,
  .htl-item.is-active .htl-media::after{opacity:0;}
  .htl-item:hover .htl-media img,
  .htl-item.is-active .htl-media img{filter:grayscale(0) brightness(1.02) contrast(1.02);}
  .htl-year{font-family:var(--serif);font-size:clamp(1.6rem,2.6vw,2.15rem);color:var(--claret);line-height:1;}
  .htl-staff{display:inline-block;margin-left:12px;font-size:.64rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--brass);vertical-align:middle;}
  .htl-text h3{font-family:var(--serif);font-weight:400;font-size:clamp(1.15rem,1.8vw,1.42rem);color:var(--navy);margin:11px 0 8px;letter-spacing:-.01em;}
  .htl-text p{color:var(--muted);font-size:.95rem;line-height:1.6;margin:0;}
  .amco-hl{color:var(--claret);font-weight:700;}

  /* Our philosophy page */
  .phil-principles{background:var(--white);padding:clamp(60px,8vw,112px) 0;}
  .phil-principles .section-head{max-width:none;margin:0 0 clamp(50px,6.5vw,86px);text-align:left;}
  .phil-principles .section-head h2{font-size:clamp(1.7rem,2.9vw,2.35rem);color:var(--navy);font-weight:400;letter-spacing:-.015em;line-height:1.12;margin:10px 0 0;}
  .phil-lead{color:var(--muted);font-size:1.08rem;line-height:1.65;max-width:58ch;margin:16px 0 0;}
  .phil-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(56px,7.5vw,104px) clamp(44px,5vw,88px);}
  .phil-rule{width:44px;height:2px;background:var(--brass);margin-bottom:22px;}
  .phil-item h3{font-family:var(--serif);font-weight:400;font-size:clamp(1.35rem,2.1vw,1.65rem);color:var(--navy);letter-spacing:-.01em;line-height:1.2;margin:0 0 15px;}
  .phil-item p{color:var(--muted);font-size:1rem;line-height:1.7;margin:0;max-width:40ch;}
  @media(max-width:900px){.phil-grid{grid-template-columns:1fr 1fr;}}
  @media(max-width:600px){.phil-grid{grid-template-columns:1fr;}}

  /* Resources: useful-links grouped grid */
  .ul-section{padding:clamp(50px,6.5vw,90px) 0;}
  .ul-section .section-head{max-width:none;margin:0 0 clamp(34px,4.5vw,54px);text-align:left;}
  .ul-section .section-head h2{font-size:clamp(1.6rem,2.6vw,2.1rem);color:var(--navy);font-weight:400;letter-spacing:-.015em;margin:0;}
  .ul-section .section-head p{color:var(--muted);font-size:1.04rem;line-height:1.6;max-width:62ch;margin:14px 0 0;}
  .ul-groups{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(28px,3.4vw,50px);}
  .ul-group h3{font-family:var(--serif);font-weight:400;font-size:1.16rem;color:var(--navy);margin:0 0 6px;}
  .ul-group ul{list-style:none;margin:0;padding:0;}
  .ul-group li{border-top:1px solid var(--hair);}
  .ul-group a{color:var(--muted);font-size:.94rem;display:block;padding:10px 2px 10px 0;transition:color .15s ease,padding-left .15s ease;}
  .ul-group a:hover{color:var(--claret);padding-left:5px;}
  @media(max-width:900px){.ul-groups{grid-template-columns:1fr 1fr;}}
  @media(max-width:520px){.ul-groups{grid-template-columns:1fr;}}

  /* Resources: calculators carousel */
  .calc-section{background:#e8eef5;padding:clamp(50px,6.5vw,92px) 0;}
  .calc-head{margin-bottom:clamp(30px,3.6vw,46px);}
  .calc-head h2{font-size:clamp(1.5rem,2.4vw,2.1rem);color:var(--navy);font-weight:400;letter-spacing:-.008em;line-height:1.15;margin:0 0 16px;white-space:nowrap;}
  .calc-subrow{display:flex;justify-content:space-between;align-items:flex-end;gap:32px;}
  .calc-intro{color:var(--muted);font-size:1.04rem;line-height:1.65;max-width:64ch;margin:0;}
  @media(max-width:880px){.calc-head h2{white-space:normal;}}
  .calc-nav{display:flex;gap:10px;flex:none;}
  .calc-nav button{width:46px;height:46px;border-radius:50%;border:1px solid var(--hair);background:#fff;color:var(--navy);cursor:pointer;display:flex;align-items:center;justify-content:center;transition:background .18s ease,color .18s ease,border-color .18s ease;}
  .calc-nav button:hover{background:var(--navy);color:#fff;border-color:var(--navy);}
  .calc-nav svg{width:20px;height:20px;}
  .calc-track{display:flex;gap:20px;overflow-x:auto;scroll-snap-type:x mandatory;scroll-behavior:smooth;padding:4px 0 10px;scrollbar-width:none;-ms-overflow-style:none;}
  .calc-track::-webkit-scrollbar{display:none;}
  .calc-slide{flex:0 0 auto;width:clamp(228px,23vw,264px);scroll-snap-align:start;background:#fff;border:1px solid var(--hair);border-radius:14px;padding:26px 24px;display:flex;flex-direction:column;transition:box-shadow .25s ease,transform .25s ease;}
  .calc-slide:hover{box-shadow:0 22px 46px -28px rgba(20,31,56,.4);transform:translateY(-3px);}
  .calc-ico{width:38px;height:38px;color:var(--claret);margin-bottom:18px;}
  .calc-ico svg{width:100%;height:100%;}
  .calc-slide h3{font-family:var(--serif);font-weight:400;font-size:1.16rem;color:var(--navy);letter-spacing:-.01em;margin:0 0 9px;line-height:1.2;min-height:2.4em;}
  .calc-slide p{color:var(--muted);font-size:.92rem;line-height:1.5;margin:0 0 18px;min-height:4.5em;}
  .calc-more{margin-top:auto;display:inline-flex;align-items:center;gap:8px;color:var(--claret);font-weight:600;font-size:.92rem;}
  .calc-slide:hover .calc-more .arrow{transform:translateX(3px);}
  .calc-slide.calc-all{background:linear-gradient(160deg,var(--navy),var(--navy-deep));border-color:var(--navy-deep);}
  .calc-slide.calc-all .calc-ico,.calc-slide.calc-all h3{color:#fff;}
  .calc-slide.calc-all p{color:#aab6cd;}
  .calc-slide.calc-all .calc-more{color:var(--brass);}
  .calc-slide.calc-all:hover{box-shadow:0 22px 46px -26px rgba(20,31,56,.6);}
  .calc-bar{width:200px;max-width:60%;height:3px;background:rgba(27,42,74,.14);border-radius:2px;margin:clamp(22px,2.6vw,32px) auto 0;position:relative;overflow:hidden;}
  .calc-bar-thumb{position:absolute;top:0;left:0;height:100%;min-width:40px;background:var(--claret);border-radius:2px;}
  .calc-disclaimer{max-width:82ch;margin:clamp(24px,2.8vw,34px) 0 0;text-align:left;font-size:.78rem;line-height:1.55;color:rgba(27,42,74,.48);}
  .calc-disclaimer a{color:rgba(27,42,74,.62);text-decoration:underline;text-underline-offset:2px;}
  @media(max-width:620px){.calc-head-row{flex-direction:column;align-items:flex-start;gap:18px;}}

  /* Resources page link lists */
  .res-links{list-style:none;margin:16px 0 0;padding:0;max-width:46ch;}
  .res-links li{padding:12px 0;border-top:1px solid var(--hair);}
  .res-links li:last-child{border-bottom:1px solid var(--hair);}
  .res-links a{color:var(--navy);font-weight:500;font-size:1.02rem;display:inline-flex;align-items:center;gap:9px;transition:gap .16s ease,color .16s ease;}
  .res-links a::after{content:"\2197";color:var(--brass);font-size:.9em;}
  .res-links a:hover{color:var(--claret);gap:13px;}

  /* Compliance & credentials page */
  .creds-section{padding:clamp(54px,7vw,96px) 0;}
  .creds-cols{display:grid;grid-template-columns:1fr 1fr;gap:clamp(44px,6vw,96px);}
  .creds-block h2{font-family:var(--serif);font-weight:400;font-size:clamp(1.4rem,2.3vw,1.8rem);color:var(--navy);letter-spacing:-.01em;margin:0 0 8px;}
  .creds-block > p{color:var(--muted);font-size:1.02rem;line-height:1.6;margin:0 0 22px;max-width:44ch;}
  .creds-list{list-style:none;margin:0;padding:0;}
  .creds-list li{display:flex;align-items:flex-start;gap:13px;padding:15px 0;border-top:1px solid var(--hair);color:var(--navy);font-size:1.05rem;line-height:1.4;}
  .creds-list li:last-child{border-bottom:1px solid var(--hair);}
  .creds-check{flex:none;width:19px;height:19px;color:var(--brass);margin-top:1px;}
  .creds-check svg{width:100%;height:100%;}
  @media(max-width:760px){.creds-cols{grid-template-columns:1fr;gap:48px;}}
  .creds-network{background:#e8eef5;padding:clamp(56px,7vw,100px) 0;}
  .creds-network .section-head{max-width:none;margin:0 0 clamp(38px,4.5vw,58px);text-align:left;}
  .creds-network .section-head h2{font-size:clamp(1.6rem,2.6vw,2.1rem);color:var(--navy);font-weight:400;letter-spacing:-.015em;margin:0;}
  .creds-net-lead{color:var(--muted);font-size:1.06rem;line-height:1.62;max-width:62ch;margin:16px 0 0;}
  .creds-net-grid{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:6px clamp(30px,4vw,64px);}
  .creds-net-grid li{display:flex;align-items:center;gap:12px;color:var(--navy);font-size:1.04rem;padding:11px 0;border-top:1px solid rgba(27,42,74,.1);}
  .creds-dot{flex:none;width:7px;height:7px;border-radius:50%;background:var(--brass);}
  @media(max-width:820px){.creds-net-grid{grid-template-columns:1fr 1fr;}}
  @media(max-width:520px){.creds-net-grid{grid-template-columns:1fr;}}

  /* Explore / related links section */
  .explore{background:#e8eef5;padding:clamp(58px,7vw,100px) 0;}
  .explore-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(44px,6vw,90px);}
  .explore-ico{width:38px;height:38px;color:var(--navy);display:block;margin-bottom:24px;}
  .explore-ico svg{width:100%;height:100%;}
  .explore-item h3{font-family:var(--serif);font-weight:400;font-size:clamp(1.4rem,2.3vw,1.8rem);color:var(--navy);letter-spacing:-.01em;margin:0 0 12px;}
  .explore-item p{color:var(--muted);font-size:1.04rem;line-height:1.62;margin:0 0 22px;max-width:44ch;}
  .explore-more{display:inline-flex;align-items:center;gap:8px;color:var(--claret);font-weight:600;font-size:1rem;}
  .explore-more:hover{gap:12px;}
  @media(max-width:760px){.explore-grid{grid-template-columns:1fr;gap:48px;}}
  @media(max-width:900px){
    .htl::before,.htl-fill,.htl::after{left:7px;}
    .htl-item,.htl-item.right{width:100%;margin-left:0;padding-left:34px;padding-right:0;padding-bottom:clamp(30px,6vw,44px);}
    .htl-item::before,.htl-item.right::before{left:7px;right:auto;}
    .htl-media img{aspect-ratio:16/9;}
  }
  /* Our history, V1 simple vertical timeline */
  .vtl{position:relative;max-width:820px;margin:0 auto;list-style:none;padding:0;}
  .vtl::before{content:"";position:absolute;left:118px;top:9px;bottom:12px;width:2px;background:linear-gradient(180deg,var(--brass),rgba(198,161,91,.25));}
  .vtl-item{position:relative;display:grid;grid-template-columns:96px 1fr;column-gap:52px;padding-bottom:clamp(30px,4vw,46px);}
  .vtl-item:last-child{padding-bottom:0;}
  .vtl-item::before{content:"";position:absolute;left:118px;top:5px;width:15px;height:15px;border-radius:50%;background:var(--claret);box-shadow:0 0 0 4px var(--white),0 0 0 6px var(--brass);transform:translateX(-50%);}
  .vtl-year{font-family:var(--serif);font-size:clamp(1.5rem,2.5vw,2.05rem);color:var(--claret);text-align:right;line-height:1;padding-top:1px;}
  .vtl-staff{display:inline-block;font-size:.64rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--brass);margin-bottom:8px;}
  .vtl-content h3{font-family:var(--serif);font-weight:400;font-size:clamp(1.15rem,1.8vw,1.42rem);color:var(--navy);margin:0 0 9px;letter-spacing:-.01em;}
  .vtl-content p{color:var(--muted);font-size:.96rem;line-height:1.6;margin:0;}
  @media(max-width:640px){
    .vtl::before{left:7px;}
    .vtl-item{grid-template-columns:1fr;column-gap:0;padding-left:32px;}
    .vtl-item::before{left:7px;top:7px;}
    .vtl-year{text-align:left;padding-top:0;margin-bottom:5px;}
  }
  .hist-stats{padding:clamp(48px,6vw,80px) 0;background:#e8eef5;}
  .hist-stats .hs-head{max-width:62ch;margin:0 0 clamp(30px,4vw,48px);text-align:left;}
  .hist-stats .hs-head h2{font-size:clamp(1.5rem,2.2vw,1.9rem);color:var(--navy);font-weight:400;letter-spacing:-.015em;margin:0;}
  .hs-lead{color:var(--muted);font-size:1.02rem;line-height:1.6;max-width:60ch;margin:10px 0 0;}
  .hist-stats .hs-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:clamp(24px,3vw,40px);text-align:center;}
  .hs-ico{display:block;width:34px;height:34px;color:var(--claret);margin:0 auto 14px;}
  .hs-ico svg{width:100%;height:100%;display:block;}
  .hs-num{display:block;font-family:var(--serif);font-size:clamp(1.8rem,2.8vw,2.5rem);color:var(--navy);line-height:1;letter-spacing:-.01em;}
  .hs-lbl{display:block;margin-top:9px;font-size:.82rem;color:var(--muted);line-height:1.4;}
  @media(max-width:820px){.hist-stats .hs-grid{grid-template-columns:repeat(2,1fr);gap:30px 26px;}}
  .brand .glyph{width:34px;height:30px;flex:none;}
  .brand .word{font-family:var(--serif);font-size:1.62rem;font-weight:700;letter-spacing:.02em;}
  .brand .word .a{color:var(--claret);}
  .brand .word .mco{color:var(--navy);}
  .brand-logo{height:42px;width:auto;display:block;}
  .nav{display:flex;align-items:center;gap:30px;}
  .nav a{font-size:.95rem;font-weight:500;color:var(--navy);position:relative;padding-block:6px;}
  .nav .btn{padding:.56em 1.25em;font-size:.86rem;margin-left:4px;}
  .nav a:not(.btn)::after{content:"";position:absolute;left:0;bottom:0;width:0;height:2px;background:var(--claret);transition:width .2s ease;}
  .nav a:not(.btn):hover::after{width:100%;}
  /* keep the trigger's underline lit while its mega panel is open (incl. hovering the panel) */
  .site-head:has(.nav-svc:hover) .nav-svc>a::after,
  .site-head:has(.nav-svc:focus-within) .nav-svc>a::after,
  .site-head:has(.mega-svc:hover) .nav-svc>a::after,
  .site-head:has(.nav-kl:hover) .nav-kl>a::after,
  .site-head:has(.nav-kl:focus-within) .nav-kl>a::after,
  .site-head:has(.mega-kl:hover) .nav-kl>a::after,
  .site-head:has(.nav-why:hover) .nav-why>a::after,
  .site-head:has(.nav-why:focus-within) .nav-why>a::after,
  .site-head:has(.mega-why:hover) .nav-why>a::after,
  .site-head:has(.nav-res:hover) .nav-res>a::after,
  .site-head:has(.nav-res:focus-within) .nav-res>a::after,
  .site-head:has(.mega-res:hover) .nav-res>a::after{width:100%;}
  .menu-toggle{display:none;}

  /* ---------- Mega menu ---------- */
  .nav-item{position:static;display:inline-flex;align-items:center;}
  .nav-item>a{display:inline-flex;align-items:center;gap:6px;}
  .caret{display:inline-block;box-sizing:border-box;width:7px;height:7px;border:1.6px solid var(--navy);border-top:0;border-left:0;transform:rotate(45deg);vertical-align:middle;position:relative;top:-2px;margin-left:8px;transition:transform .22s ease,border-color .22s ease;}
  .site-head:has(.nav-svc:hover) .nav-svc .caret,
  .site-head:has(.nav-svc:focus-within) .nav-svc .caret,
  .site-head:has(.mega-svc:hover) .nav-svc .caret,
  .site-head:has(.nav-kl:hover) .nav-kl .caret,
  .site-head:has(.nav-kl:focus-within) .nav-kl .caret,
  .site-head:has(.mega-kl:hover) .nav-kl .caret,
  .site-head:has(.nav-why:hover) .nav-why .caret,
  .site-head:has(.nav-why:focus-within) .nav-why .caret,
  .site-head:has(.mega-why:hover) .nav-why .caret,
  .site-head:has(.nav-res:hover) .nav-res .caret,
  .site-head:has(.nav-res:focus-within) .nav-res .caret,
  .site-head:has(.mega-res:hover) .nav-res .caret{transform:rotate(225deg);border-color:var(--claret);top:-1px;}
  .mega{
    position:absolute;left:0;right:0;top:100%;background:#fff;
    border-top:1px solid var(--hair);box-shadow:0 26px 44px -26px rgba(20,31,56,.4);
    opacity:0;visibility:hidden;transform:translateY(-10px);pointer-events:none;
    transition:opacity .22s ease,transform .22s ease,visibility .22s;z-index:5;
  }
  .site-head:has(.nav-svc:hover) .mega-svc,
  .site-head:has(.nav-svc:focus-within) .mega-svc,
  .site-head:has(.mega-svc:hover) .mega-svc,
  .site-head:has(.nav-kl:hover) .mega-kl,
  .site-head:has(.nav-kl:focus-within) .mega-kl,
  .site-head:has(.mega-kl:hover) .mega-kl,
  .site-head:has(.nav-why:hover) .mega-why,
  .site-head:has(.nav-why:focus-within) .mega-why,
  .site-head:has(.mega-why:hover) .mega-why,
  .site-head:has(.nav-res:hover) .mega-res,
  .site-head:has(.nav-res:focus-within) .mega-res,
  .site-head:has(.mega-res:hover) .mega-res{opacity:1;visibility:visible;transform:none;pointer-events:auto;}
  .mega::before{content:"";position:absolute;left:0;right:0;bottom:100%;height:26px;}
  .mega-inner{max-width:var(--wrap);margin:0 auto;padding:46px var(--gutter) 50px;
    display:grid;grid-template-columns:1.15fr 1fr 1fr 1fr;gap:44px;}
  .mega-why .mega-inner{grid-template-columns:1.25fr 1fr 1fr;}
  .mega-intro h3{font-size:1.55rem;margin-bottom:14px;}
  .mega-intro p{color:var(--muted);font-size:.95rem;max-width:32ch;}
  .mega-more{display:inline-block;margin-top:20px;color:var(--claret);font-weight:600;font-size:.95rem;}
  .mega-more:hover{text-decoration:underline;}
  .mega-h{font-family:var(--serif);font-size:1.02rem;font-weight:400;color:var(--navy);margin:0 0 12px;letter-spacing:-.01em;}
  .mega-col a{display:block;padding:10px 0;font-size:.95rem;color:var(--muted);
    border-top:1px solid var(--hair);transition:color .16s ease,padding-left .16s ease;}
  .mega-col a:hover{color:var(--claret);padding-left:7px;}
  .mega a::after{display:none;}
  .mega-links{margin-top:22px;padding-top:18px;border-top:1px solid var(--hair);display:grid;gap:9px;}
  .mega-links a{font-size:.9rem;color:var(--muted);}
  .mega-links a:hover{color:var(--claret);}

  /* ---------- Compact dropdown (Knowledge Library) ---------- */
  .has-dd{position:relative;}
  .has-dd:hover .caret,.has-dd:focus-within .caret{transform:rotate(225deg);border-color:var(--claret);top:-1px;}
  .dd-menu{position:absolute;top:calc(100% + 14px);left:0;min-width:255px;background:#fff;
    border-radius:10px;border-top:3px solid var(--brass);box-shadow:0 24px 44px -22px rgba(20,31,56,.4);
    padding:10px 0;opacity:0;visibility:hidden;transform:translateY(-8px);pointer-events:none;
    transition:opacity .2s ease,transform .2s ease,visibility .2s;z-index:6;}
  .has-dd:hover .dd-menu,.has-dd:focus-within .dd-menu{opacity:1;visibility:visible;transform:none;pointer-events:auto;}
  .dd-menu::before{content:"";position:absolute;left:0;right:0;bottom:100%;height:16px;}
  .dd-menu a{display:block;padding:11px 22px;color:var(--navy);font-size:.98rem;transition:background .15s ease,color .15s ease;}
  .dd-menu a:hover{background:var(--paper);color:var(--claret);}
  .dd-menu a::after{display:none;}
  @media(max-width:900px){.mega,.dd-menu{display:none;}}

  /* ---------- Hero ---------- */
  .hero{position:relative;overflow:hidden;min-height:100vh;padding-top:clamp(116px,14vh,180px);display:flex;align-items:flex-start;
    background:var(--paper);}
  /* Slideshow layers (crossfade) sit behind the readability scrim and text */
  .hero-slides{position:absolute;inset:0;z-index:0;}
  .hero-slide{position:absolute;inset:0;background-size:cover;background-position:center;
    opacity:0;transition:opacity 1.4s ease;will-change:opacity;}
  .hero-slide.is-active{opacity:1;}
  .hero-scrim{position:absolute;inset:0;z-index:1;pointer-events:none;
    background-image:
      linear-gradient(180deg,rgba(246,247,249,.7) 0%,rgba(246,247,249,0) 15%),
      linear-gradient(90deg,rgba(246,247,249,.8) 0%,rgba(246,247,249,.66) 34%,rgba(246,247,249,.4) 52%,rgba(246,247,249,.12) 70%,rgba(246,247,249,0) 84%),
      linear-gradient(180deg,transparent 88%,var(--paper) 100%);}
  .hero .wrap{position:relative;z-index:2;width:100%;max-width:1580px;padding-block:56px;}
  .hero-grid{display:block;max-width:560px;}
  .hero h1{font-size:clamp(2.05rem,3.8vw,3.5rem);line-height:1.14;letter-spacing:-.006em;text-wrap:balance;text-shadow:0 1px 26px rgba(246,247,249,.6),0 1px 2px rgba(246,247,249,.5);}
  .hero .lede{font-size:1.18rem;color:#374250;font-weight:500;margin-top:22px;max-width:36ch;text-shadow:0 1px 18px rgba(246,247,249,.92),0 0 3px rgba(246,247,249,.7);}
  .hero .cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:36px;}
  .hero .trust{display:flex;align-items:center;gap:14px;margin-top:34px;font-size:.9rem;color:var(--muted);}
  .hero .trust .dot{width:6px;height:6px;border-radius:50%;background:var(--brass);}

  /* Roofline signature figure */
  .roof-figure{display:none;}
  .roof-figure svg{width:100%;height:100%;display:block;}
  .hero::after{ /* faint architectural ridge across the hero */
    content:"";position:absolute;inset:auto 0 0 0;height:1px;background:var(--hair);
  }

  /* ---------- Section frame ---------- */
  section{padding-block:clamp(64px,8vw,104px);}
  .section-head{max-width:60ch;margin-bottom:48px;}
  .section-head h2{font-size:clamp(1.9rem,3.6vw,2.7rem);}
  .section-head p{color:var(--muted);margin-top:16px;font-size:1.08rem;}

  /* ---------- Scroll cue ---------- */
  .scroll-hint{position:absolute;bottom:36px;left:50%;transform:translateX(-50%);
    width:26px;height:42px;border:2px solid rgba(27,42,74,.72);border-radius:14px;z-index:3;
    display:block;filter:drop-shadow(0 1px 4px rgba(255,255,255,.55));transition:opacity .4s ease,visibility .4s;}
  .scroll-hint.gone{opacity:0;visibility:hidden;pointer-events:none;}
  .scroll-hint span{position:absolute;top:8px;left:50%;width:4px;height:7px;border-radius:2px;
    background:rgba(27,42,74,.85);transform:translateX(-50%);animation:scrollDot 1.7s ease-in-out infinite;}
  @keyframes scrollDot{0%{opacity:0;transform:translate(-50%,0);}25%{opacity:1;}
    55%{opacity:1;transform:translate(-50%,13px);}100%{opacity:0;transform:translate(-50%,13px);}}

  /* ---------- Hero slideshow controls ---------- */
  .hero-dots{position:absolute;bottom:14px;left:50%;transform:translateX(-50%);z-index:3;
    display:flex;gap:9px;align-items:center;}
  .hero-dot{width:8px;height:8px;padding:0;border:0;border-radius:50%;cursor:pointer;
    background:rgba(27,42,74,.28);transition:background .25s ease,transform .25s ease;}
  .hero-dot:hover{background:rgba(27,42,74,.5);}
  .hero-dot.is-active{background:var(--claret);transform:scale(1.25);}
  .hero-arrow{position:absolute;top:50%;transform:translateY(-50%);z-index:3;
    width:52px;height:52px;display:flex;align-items:center;justify-content:center;
    border:0;border-radius:50%;cursor:pointer;color:var(--navy);
    background:rgba(246,247,249,.28);backdrop-filter:blur(2px);
    opacity:0;transition:opacity .3s ease,background .3s ease;}
  .hero-arrow svg{width:26px;height:26px;}
  .hero-arrow-prev{left:22px;}
  .hero-arrow-next{right:22px;}
  .hero:hover .hero-arrow{opacity:.55;}
  .hero .hero-arrow:hover{opacity:1;background:rgba(255,255,255,.75);}
  .hero .hero-arrow:focus-visible{opacity:1;outline:2px solid var(--claret);outline-offset:2px;}
  @media (max-width:720px){ .hero-arrow{display:none;} }

  /* ---------- How can we help? band ---------- */
  .helper{color:#fff;position:relative;z-index:1;margin-top:0;padding:74px var(--gutter);}
  .helper-inner{max-width:1120px;margin:0 auto;text-align:center;
    background:linear-gradient(160deg,var(--navy) 0%,var(--navy-deep) 100%);
    padding:clamp(42px,5vw,58px) clamp(28px,5vw,72px);border-radius:0;
    box-shadow:0 40px 100px -52px rgba(15,23,42,.5);}
  .helper h2{color:#fff;font-size:clamp(1.6rem,3vw,2.25rem);margin-bottom:26px;}
  .helper-form{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:14px 16px;}
  .hf-lead{color:#aab6cd;font-size:1.06rem;}
  .select-wrap{position:relative;display:inline-flex;}
  .select-wrap::after{content:"";position:absolute;right:7px;top:calc(50% - 5px);width:8px;height:8px;
    border:1.7px solid var(--brass);border-top:0;border-left:0;transform:rotate(45deg);pointer-events:none;}
  .helper-form select{appearance:none;-webkit-appearance:none;background:transparent;border:none;
    border-bottom:1.5px solid rgba(255,255,255,.38);color:#fff;font-weight:600;font-family:var(--sans);
    font-size:1.06rem;padding:6px 30px 8px 2px;cursor:pointer;transition:border-color .2s ease;}
  .helper-form select:hover,.helper-form select:focus{outline:none;border-bottom-color:var(--brass);}
  .helper-form select option{color:#16202E;}
  .helper-go{background:#fff;color:var(--navy);border:none;border-radius:999px;font-weight:700;
    font-family:var(--sans);font-size:1rem;padding:.72em 1.7em;cursor:pointer;
    transition:transform .18s ease,background .18s ease,color .18s ease;}
  .helper-go:hover{transform:translateY(-2px);background:var(--brass);color:#fff;}

  /* ---------- Under one roof (signature) ---------- */
  .roof{background:var(--paper);}
  .roof .ridge{display:block;margin:0 auto 0;width:100%;max-width:920px;}
  .roof .ridge svg{display:block;width:100%;height:auto;}
  .roof-cap{text-align:center;font-family:var(--sans);font-size:.72rem;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--brass);margin-bottom:6px;}
  .arms{display:grid;grid-template-columns:1fr 1fr;max-width:920px;margin:0 auto;
        border-radius:0 0 16px 16px;overflow:hidden;box-shadow:0 30px 60px -30px rgba(20,31,56,.45);}
  .arm{padding:clamp(30px,4vw,52px);color:#fff;}
  .arm.acct{background:linear-gradient(160deg,var(--claret) 0%,var(--claret-deep) 100%);}
  .arm.fin{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-deep) 100%);}
  .arm h3{font-size:1.5rem;margin-bottom:6px;}
  .arm .tag{font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;opacity:.75;font-family:var(--sans);font-weight:600;}
  .arm ul{list-style:none;padding:0;margin:22px 0 0;}
  .arm li{padding:11px 0;border-top:1px solid rgba(255,255,255,.16);font-size:1rem;}
  .roof-intro{text-align:center;max-width:52ch;margin:0 auto 30px;color:var(--muted);}

  /* ---------- Services detail ---------- */
  .services{background:var(--white);}
  .svc-layout{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:clamp(28px,4vw,56px);align-items:start;}
  .svc-intro h2{font-size:clamp(1.9rem,3.4vw,2.6rem);margin-bottom:18px;}
  .svc-intro p{color:var(--muted);font-size:1.05rem;max-width:34ch;}
  .svc-more{display:inline-flex;align-items:center;gap:.5em;margin-top:24px;color:var(--claret);font-weight:600;}
  .svc-more .arrow{transition:transform .18s ease;}
  .svc-more:hover .arrow{transform:translateX(3px);}
  .svc-group h3{font-family:var(--serif);font-weight:400;font-size:1.2rem;color:var(--navy);margin-bottom:14px;letter-spacing:-.008em;}
  .svc-group a{display:block;padding:9px 0;color:var(--muted);font-size:1rem;transition:color .16s ease,padding-left .16s ease;}
  .svc-group a:hover{color:var(--claret);padding-left:5px;}

  /* ---------- Tools & resources (homepage quick access) ---------- */
  /* Tight top padding: the services block above already leaves breathing room. */
  .htools{background:var(--white);padding-block:clamp(12px,1.6vw,22px) clamp(56px,7vw,96px);}
  .htools .section-head{max-width:60ch;margin-bottom:clamp(28px,3.5vw,44px);}
  .htools .eyebrow{color:var(--claret);}
  .htools-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(18px,2.2vw,28px);}
  .htool-card{display:flex;flex-direction:column;gap:16px;padding:clamp(22px,2.4vw,30px);
    background:var(--white);border:1px solid var(--hair);border-radius:10px;
    text-decoration:none;color:inherit;position:relative;
    transition:border-color .16s ease,box-shadow .18s ease,transform .18s ease;}
  .htool-card:hover{border-color:#cbd2dd;box-shadow:0 14px 34px rgba(27,42,74,.10);transform:translateY(-3px);}
  .htool-ic{display:inline-flex;align-items:center;justify-content:center;width:52px;height:52px;
    border-radius:12px;background:var(--navy);color:var(--brass);flex:none;}
  .htool-ic svg{width:26px;height:26px;}
  .htool-body{display:flex;flex-direction:column;gap:8px;}
  .htool-title{font-family:var(--serif);font-size:1.3rem;color:var(--navy);line-height:1.15;}
  .htool-desc{color:var(--muted);font-size:.98rem;line-height:1.55;}
  .htool-cta{margin-top:4px;color:var(--claret);font-weight:600;font-size:.98rem;}
  .htool-card:hover .htool-cta .arrow{transform:translateX(4px);}
  .htool-cta .arrow{display:inline-block;transition:transform .16s ease;}
  .htools-more{margin-top:clamp(24px,3vw,36px);}
  .htools-more a{color:var(--navy);font-weight:600;text-decoration:none;border-bottom:2px solid var(--brass);padding-bottom:2px;}
  .htools-more a:hover{color:var(--claret);}
  @media(max-width:860px){.htools-grid{grid-template-columns:1fr 1fr;}}
  @media(max-width:560px){.htools-grid{grid-template-columns:1fr;}}

  /* ---------- Positioning funnel ---------- */
  .stands{background:var(--paper);color:var(--ink);}
  .stands .wrap{display:grid;grid-template-columns:minmax(0,0.82fr) minmax(0,1.18fr);gap:clamp(28px,4vw,60px);align-items:center;}
  .stands .section-head{max-width:44ch;margin-bottom:0;}
  .stands .eyebrow{color:var(--claret);}
  .stands h2{color:var(--navy);}
  .stands .lead{color:var(--muted);max-width:42ch;margin-top:16px;}
  .stairs{width:100%;}
  .stairs svg{width:100%;height:auto;display:block;overflow:visible;}
  /* Where AMCO stands: stack below 1000px so the staircase gets full width */
  @media(max-width:1000px){
    .stands .wrap{grid-template-columns:1fr;gap:clamp(22px,4vw,36px);}
    .stands .section-head{max-width:64ch;margin-bottom:4px;}
    .stands .lead{max-width:64ch;}
  }
  /* On phones, let the wide staircase scroll horizontally so text stays legible */
  @media(max-width:620px){
    .stairs{overflow-x:auto;-webkit-overflow-scrolling:touch;}
    .stairs svg{min-width:560px;}
  }

  /* ---------- Testimonials carousel (no image) ---------- */
  .testi{background:#e8eef5;}
  .testi-head{text-align:center;max-width:none;margin-bottom:clamp(28px,4vw,44px);}
  .testi-head .eyebrow{color:var(--claret);}
  .testi-head h2{color:var(--navy);}
  .testi-stage{position:relative;}
  .testi-mark{display:block;text-align:center;font-family:var(--serif);color:var(--brass);
    font-size:clamp(4rem,8vw,6.5rem);line-height:.6;height:.5em;margin-bottom:18px;user-select:none;}
  .testi-viewport{position:relative;max-width:760px;margin:0 auto;text-align:center;transition:min-height .3s ease;}
  .testi-slide{position:absolute;inset:0;display:flex;flex-direction:column;justify-content:center;
    opacity:0;visibility:hidden;transition:opacity .45s ease,visibility .45s ease;}
  .testi-slide.is-active{opacity:1;visibility:visible;}
  .testi-quote{margin:0 auto 26px;padding:0;border:0;color:var(--ink);font-family:var(--serif);font-weight:400;
    font-size:clamp(1.3rem,2.5vw,1.85rem);line-height:1.42;letter-spacing:-.01em;max-width:38ch;}
  .testi-attr{margin:0;color:var(--navy);font-weight:700;font-size:1.02rem;letter-spacing:.02em;}
  .testi-attr span{display:block;color:var(--muted);font-weight:400;font-size:.92rem;margin-top:4px;}
  .testi-arrow{position:absolute;top:50%;transform:translateY(-50%);z-index:3;width:46px;height:46px;
    border:1px solid var(--hair);background:var(--white);color:var(--navy);border-radius:50%;
    font-size:1.6rem;line-height:1;cursor:pointer;display:flex;align-items:center;justify-content:center;
    transition:background .18s ease,color .18s ease,border-color .18s ease;}
  .testi-arrow:hover{background:var(--navy);color:#fff;border-color:var(--navy);}
  .testi-prev{left:0;}
  .testi-next{right:0;}
  .testi-nav{display:flex;flex-direction:column;align-items:center;gap:14px;margin-top:clamp(30px,4vw,46px);}
  .testi-count{margin:0;color:var(--muted);font-size:.9rem;letter-spacing:.02em;}
  .testi-count .testi-current{color:var(--navy);font-weight:700;}
  .testi-dots{display:flex;gap:10px;}
  .testi-dot{width:34px;height:4px;border:0;padding:0;background:rgba(27,42,74,.22);cursor:pointer;border-radius:2px;
    transition:background .18s ease;}
  .testi-dot:hover{background:rgba(27,42,74,.4);}
  .testi-dot.is-active{background:var(--claret);}

  /* ---------- External ratings strip ---------- */
  .testi-ratings{display:flex;justify-content:center;flex-wrap:wrap;gap:16px;
    margin-top:clamp(26px,3.4vw,40px);padding-top:clamp(24px,3vw,34px);
    border-top:1px solid var(--hair);}
  .rating-card{display:flex;align-items:center;gap:14px;text-decoration:none;
    background:#fff;border:1px solid var(--hair);border-radius:14px;
    padding:14px 22px;min-width:248px;
    transition:border-color .18s ease,box-shadow .18s ease,transform .18s ease;}
  .rating-card:hover{border-color:var(--brass);box-shadow:0 8px 22px rgba(27,42,74,.08);transform:translateY(-2px);}
  .rating-stars{color:var(--brass);font-size:1.05rem;letter-spacing:.06em;line-height:1;white-space:nowrap;}
  .rating-body{display:flex;flex-direction:column;gap:3px;}
  .rating-name{color:var(--navy);font-weight:700;font-size:.98rem;}
  .rating-score{display:inline-block;margin-left:6px;color:var(--brass);font-weight:800;}
  .rating-more{color:var(--muted);font-size:.82rem;}
  .rating-card:hover .rating-more{color:var(--claret);}

  /* ---------- Knowledge Library teaser ---------- */
  .knowledge{background:var(--paper);}
  .kl-note{display:inline-block;font-size:.75rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;
           color:var(--muted);background:#fff;border:1px dashed var(--hair);padding:5px 12px;border-radius:999px;margin-bottom:18px;}
  .kl-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;}
  .kl-tile{background:#fff;border:1px solid var(--hair);border-radius:10px;padding:18px 16px;font-size:.92rem;
           font-weight:500;color:var(--navy);min-height:78px;display:flex;align-items:center;transition:border-color .2s ease,color .2s ease;}
  .kl-tile:hover{border-color:var(--claret);color:var(--claret);}

  /* ---------- Legacy strip ---------- */
  .legacy{background:var(--white);text-align:center;}
  .legacy h2{font-size:clamp(1.9rem,4vw,2.9rem);max-width:20ch;margin:0 auto;}
  .legacy .stats{display:flex;justify-content:center;gap:clamp(28px,6vw,80px);flex-wrap:wrap;margin-top:46px;}
  .stat .n{font-family:var(--serif);font-size:clamp(2.2rem,4vw,3rem);color:var(--claret);}
  .stat .k{font-size:.85rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-top:6px;}

  /* ---------- Contact CTA (light) ---------- */
  .contact{background:var(--white);color:var(--ink);}
  .contact .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(40px,5vw,64px);align-items:center;}
  .contact .eyebrow{color:var(--claret);}
  .contact h2{color:var(--navy);font-size:clamp(1.9rem,3.6vw,2.6rem);}
  .contact p{color:var(--muted);margin-top:16px;max-width:40ch;}
  .contact .card{background:var(--paper);border:1px solid var(--hair);border-radius:0;padding:clamp(26px,3vw,34px);}
  .contact .card .row{display:flex;gap:14px;padding:15px 0;border-bottom:1px solid var(--hair);font-size:.98rem;color:var(--ink);}
  .contact .card .row:last-child{border-bottom:0;}
  .contact .card .row .k{color:var(--claret);width:74px;flex:none;font-weight:700;}
  .contact .card .row a{color:var(--navy);text-decoration:none;}
  .contact .card .row a:hover{color:var(--claret);}

  /* ---------- Footer (light) ---------- */
  .foot{background:var(--paper);color:var(--muted);font-size:.92rem;border-top:1px solid var(--hair);}
  .foot-main{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:clamp(28px,4vw,60px);padding-block:clamp(48px,6vw,74px);}
  @media(max-width:900px){.foot-main{grid-template-columns:1fr 1fr;}.foot-brand{grid-column:1/-1;}}
  @media(max-width:480px){.foot-main{grid-template-columns:1fr;}}
  .foot-brand .word{font-family:var(--serif);font-size:1.5rem;font-weight:700;color:var(--navy);letter-spacing:.02em;}
  .foot-brand .word .a{color:var(--claret);}
  .foot-brand .foot-logo{display:inline-flex;}
  .foot-brand p{margin:14px 0 0;max-width:40ch;color:var(--muted);line-height:1.62;}
  .foot-brand .foot-loc{font-size:.86rem;}
  .foot-col h3{font-family:var(--sans);font-size:.74rem;letter-spacing:.16em;text-transform:uppercase;
    color:var(--navy);font-weight:700;margin:0 0 15px;}
  .foot-col a{display:block;color:var(--ink);text-decoration:none;padding:6px 0;transition:color .16s ease;}
  .foot-col a:hover{color:var(--claret);}
  .foot .legal{border-top:1px solid var(--hair);}
  .foot .legal .wrap{display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap;
    padding-block:20px;font-size:.82rem;color:var(--muted);}
  .foot-links{display:flex;gap:18px;}
  .foot-links a{color:var(--muted);text-decoration:none;}
  .foot-links a:hover{color:var(--claret);}
  .foot-social{display:flex;gap:12px;}
  .foot-social a{color:var(--navy);display:inline-flex;transition:color .16s ease;}
  .foot-social a:hover{color:var(--claret);}
  .foot-social svg{width:20px;height:20px;fill:currentColor;}

  /* ---------- Motion ---------- */
  .rise{opacity:0;transform:translateY(18px);animation:rise .7s cubic-bezier(.2,.7,.3,1) forwards;}
  .rise.d1{animation-delay:.08s;} .rise.d2{animation-delay:.16s;} .rise.d3{animation-delay:.24s;}
  @keyframes rise{to{opacity:1;transform:none;}}
  .reveal{opacity:0;transform:translateY(28px);transition:opacity .8s cubic-bezier(.16,1,.3,1),transform .8s cubic-bezier(.16,1,.3,1);will-change:opacity,transform;}
  .reveal.in{opacity:1;transform:none;}

  /* ---------- Responsive ---------- */
  @media(max-width:900px){
    .hero-grid{grid-template-columns:1fr;gap:36px;max-width:none;}
    .hero{background-image:linear-gradient(180deg,rgba(246,247,249,.82),rgba(246,247,249,.58)),url('hero-couple.jpg');}
    .roof-figure{max-width:360px;margin-inline:auto;order:-1;}
    .contact .wrap{grid-template-columns:1fr;}
    .svc-layout{grid-template-columns:1fr 1fr;gap:32px;}
    .svc-intro{grid-column:1/-1;margin-bottom:8px;}
    .kl-grid{grid-template-columns:repeat(2,1fr);}
    .menu-toggle{display:inline-flex;align-items:center;gap:8px;background:none;border:1.5px solid var(--navy);
      color:var(--navy);border-radius:999px;padding:.5em 1.1em;font-weight:600;font-family:var(--sans);cursor:pointer;}
    .nav{position:absolute;top:100%;left:0;right:0;flex-direction:column;align-items:stretch;gap:0;
      background:var(--paper);border-top:1px solid var(--hair);box-shadow:0 22px 40px -20px rgba(20,31,56,.28);
      padding:6px 0;max-height:0;overflow:hidden;opacity:0;pointer-events:none;
      transition:max-height .32s ease,opacity .28s ease;}
    .site-header.menu-open .nav{max-height:80vh;opacity:1;pointer-events:auto;}
    .nav>a,.nav-item>a{padding:14px var(--gutter);width:100%;}
    .nav-item{width:100%;}
    .nav .btn{margin:10px var(--gutter);justify-content:center;}
    .nav a::after{display:none;}
    .topbar span{display:none;}
  }
  @media(max-width:560px){
    .arms{grid-template-columns:1fr;}
    .svc-layout{grid-template-columns:1fr;}
    .funnel .rung .bar{font-size:1rem;}
    .rung{gap:12px;}
  }
  @media(max-width:640px){
    .hero{min-height:90vh;padding-top:96px;background-image:linear-gradient(180deg,rgba(246,247,249,.88),rgba(246,247,249,.74)),url('hero-couple.jpg');}
    .helper{padding:44px 18px;}
    .helper-inner{padding:30px 20px 34px;border-radius:10px;}
    .helper h2{margin-bottom:20px;}
    .helper-form{flex-direction:column;gap:16px;}
    .hf-lead{font-size:1rem;}
    .helper-go{margin-top:4px;}
    .kl-grid{grid-template-columns:1fr 1fr;}
  }
  @media(max-height:640px){
    .hero{min-height:auto;padding-block:96px 54px;}
    .scroll-hint{display:none;}
  }
  @media(prefers-reduced-motion:reduce){
    .rise{animation:none;opacity:1;transform:none;}
    .reveal{opacity:1;transform:none;transition:none;}
    .scroll-hint span{animation:none;}
    html{scroll-behavior:auto;}
  }

  /* ---------- Knowledge Library page ---------- */
  .kl-head{background:var(--paper);padding-top:calc(clamp(80px,11vw,120px) + 22px);padding-bottom:0;}
  .breadcrumb{display:flex;flex-wrap:wrap;gap:9px;align-items:center;font-size:.85rem;color:var(--muted);}
  .breadcrumb a{color:var(--muted);font-weight:600;}
  .breadcrumb a:hover{color:var(--claret);}
  .breadcrumb .current{color:var(--navy);}
  .kl-head-grid{display:grid;grid-template-columns:1.15fr 1fr;gap:clamp(36px,6vw,80px);align-items:center;
    padding-block:clamp(34px,5vw,58px);border-bottom:1px solid var(--hair);}
  .kl-head-grid h1{font-size:clamp(2.1rem,4vw,3rem);letter-spacing:-.012em;}
  .kl-head-grid .kl-sub{color:var(--muted);font-size:1.08rem;}
  .kl-sub .kl-sub-lead{color:var(--navy);font-weight:700;margin:0 0 12px;}
  .kl-sub p{margin:0;}
  @media(max-width:800px){.kl-head-grid{grid-template-columns:1fr;gap:16px;}}
  .kl-page{background:var(--white);}
  .kl-filters{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:44px;}
  .chip{padding:8px 17px;border:1px solid var(--hair);border-radius:999px;font-size:.9rem;color:var(--muted);
    transition:border-color .18s ease,color .18s ease,background .18s ease;}
  .chip:hover{border-color:var(--claret);color:var(--claret);}
  .chip.active{background:var(--navy);color:#fff;border-color:var(--navy);}
  .kl-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(24px,3vw,36px);}
  .kl-card{background:transparent;}
  .kl-card-media{display:block;border-radius:0;overflow:hidden;aspect-ratio:16/10;background:var(--paper);}
  .kl-card-media img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .5s ease;}
  .kl-card:hover .kl-card-media img{transform:scale(1.05);}
  .kl-card-body{padding:18px 0 0;}
  .kl-meta{display:flex;align-items:center;gap:10px;margin-bottom:11px;flex-wrap:wrap;}
  .kl-pill{font-size:.64rem;letter-spacing:.1em;text-transform:uppercase;color:var(--navy);font-weight:700;background:var(--paper);border:1px solid var(--hair);padding:4px 11px;border-radius:999px;}
  .kl-date{font-size:.8rem;color:var(--muted);letter-spacing:.02em;}
  .kl-card h3{font-size:1.2rem;font-weight:400;letter-spacing:-.01em;line-height:1.24;margin:0;}
  .kl-card h3 a{color:var(--ink);}
  .kl-card h3 a:hover{color:var(--claret);}
  .kl-card p{color:var(--muted);font-size:.94rem;margin-top:10px;line-height:1.6;}
  @media(max-width:900px){.kl-cards{grid-template-columns:1fr 1fr;}}
  @media(max-width:600px){.kl-cards{grid-template-columns:1fr;}}

  /* ---------- Knowledge Library: sidebar layout ---------- */
  .kl-layout{display:grid;grid-template-columns:270px 1fr;gap:clamp(28px,4vw,48px);align-items:start;}
  .kl-sidebar{position:sticky;top:92px;display:grid;gap:22px;}
  .kl-sub-box{background:#fff;border:1px solid var(--hair);border-top:3px solid var(--brass);border-radius:12px;padding:24px;box-shadow:0 18px 40px -30px rgba(20,31,56,.3);}
  .kl-sub-box h4{color:var(--navy);font-family:var(--serif);font-weight:400;font-size:1.15rem;margin-bottom:6px;}
  .kl-sub-box p{color:var(--muted);font-size:.85rem;margin-bottom:14px;}
  .kl-sub-box input{width:100%;padding:11px 14px;border-radius:8px;border:1px solid var(--hair);background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:.92rem;margin-bottom:12px;}
  .kl-sub-box input::placeholder{color:var(--muted);}
  .kl-sub-box input:focus{outline:none;border-color:var(--claret);}
  .kl-sub-box .btn{width:100%;justify-content:center;}
  .kl-search input{width:100%;padding:12px 16px;border:1px solid var(--hair);border-radius:8px;background:#fff;font-family:var(--sans);font-size:.94rem;}
  .kl-search input:focus{outline:none;border-color:var(--claret);}
  .kl-cats{display:grid;gap:8px;}
  .kl-cat{display:block;padding:11px 16px;border-radius:8px;background:var(--paper);border:1px solid var(--hair);color:var(--navy);font-size:.92rem;font-weight:500;transition:background .16s ease,color .16s ease,border-color .16s ease;}
  .kl-cat:hover{border-color:var(--claret);color:var(--claret);}
  .kl-cat.active{background:rgba(147,40,58,.07);color:var(--claret);border-color:var(--claret);font-weight:600;}
  .kl-articles .kl-cards{grid-template-columns:1fr 1fr;}
  @media(max-width:900px){.kl-layout{grid-template-columns:1fr;}.kl-sidebar{position:static;}}
  @media(max-width:600px){.kl-articles .kl-cards{grid-template-columns:1fr;}}

  /* ---------- Knowledge Library: newsletter CTA band ---------- */
  .kl-cta{background:var(--white);padding-block:clamp(60px,7.5vw,104px);}
  .kl-cta-inner{display:grid;grid-template-columns:1fr 1fr;border-radius:0;overflow:hidden;box-shadow:0 30px 64px -36px rgba(20,31,56,.45);}
  .kl-cta-text{background:linear-gradient(160deg,var(--navy),var(--navy-deep));color:#fff;padding:clamp(38px,5vw,64px);display:flex;flex-direction:column;justify-content:center;}
  .kl-cta-text h2{color:#fff;font-size:clamp(1.8rem,3vw,2.4rem);margin-bottom:12px;}
  .kl-cta-text p{color:#aab6cd;margin-bottom:26px;max-width:34ch;}
  .kl-cta-btn{align-self:flex-start;background:#fff;color:var(--navy);}
  .kl-cta-btn:hover{background:var(--brass);color:#fff;transform:translateY(-2px);}
  .kl-cta-btn .arrow{transition:transform .18s ease;}
  .kl-cta-btn:hover .arrow{transform:translateX(3px);}
  .kl-cta-img{position:relative;min-height:300px;background:var(--paper);}
  .kl-cta-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;}
  @media(max-width:760px){.kl-cta-inner{grid-template-columns:1fr;}.kl-cta-img{min-height:220px;order:-1;}}

  /* ---------- Subscribe page ---------- */
  .sub-page{background:var(--white);}
  .sub-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(40px,6vw,72px);align-items:start;}
  .sub-form{display:grid;gap:26px;}
  .sub-fields{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
  .sub-field{display:grid;gap:8px;font-size:.88rem;font-weight:600;color:var(--navy);}
  .sub-field-wide{grid-column:1 / -1;}
  .sub-field input{padding:13px 16px;border:1px solid var(--hair);border-radius:8px;font-family:var(--sans);font-size:.98rem;font-weight:400;color:var(--ink);background:#fff;}
  .sub-field input:focus{outline:none;border-color:var(--claret);box-shadow:0 0 0 3px rgba(147,40,58,.1);}
  .sub-topics{border:0;padding:0;margin:0;}
  .sub-topics legend{font-size:.88rem;font-weight:600;color:var(--navy);margin-bottom:14px;padding:0;}
  .sub-check-grid{display:grid;grid-template-columns:1fr 1fr;gap:11px 26px;}
  .sub-check{display:flex;gap:10px;align-items:flex-start;font-size:.94rem;color:var(--ink);cursor:pointer;line-height:1.35;}
  .sub-check input,.sub-consent input{margin-top:2px;width:16px;height:16px;accent-color:var(--claret);flex:none;cursor:pointer;}
  .sub-consent{display:flex;gap:10px;align-items:flex-start;font-size:.92rem;color:var(--muted);cursor:pointer;padding-top:18px;border-top:1px solid var(--hair);}
  .sub-form .btn{justify-self:start;}
  .sub-aside{position:sticky;top:110px;}
  .sub-aside img{width:100%;border-radius:0;display:block;aspect-ratio:4/5;object-fit:cover;box-shadow:0 26px 54px -30px rgba(20,31,56,.4);}
  .sub-privacy{margin-top:clamp(40px,6vw,64px);padding-top:clamp(28px,4vw,40px);border-top:1px solid var(--hair);max-width:62ch;}
  .sub-privacy h3{font-size:1.3rem;font-weight:400;margin-bottom:12px;}
  .sub-privacy p{color:var(--muted);}
  @media(max-width:860px){.sub-grid{grid-template-columns:1fr;}.sub-aside{order:-1;max-width:420px;position:static;}}
  @media(max-width:560px){.sub-fields{grid-template-columns:1fr;}.sub-check-grid{grid-template-columns:1fr;}}

  .kl-card[hidden]{display:none !important;}
  .kl-empty{grid-column:1 / -1;padding:34px 4px;color:var(--muted);font-size:1rem;margin:0;}

  /* ---------- Single article ---------- */
  .article-head{background:var(--paper);border-bottom:1px solid var(--hair);padding:calc(clamp(80px,11vw,120px) + 22px) 0 clamp(30px,5vw,50px);}
  .article-narrow{max-width:820px;}
  .article-meta{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin:40px 0 18px;}
  .article-head h1{font-size:clamp(2rem,4.2vw,3rem);line-height:1.1;letter-spacing:-.01em;text-wrap:balance;margin:0 0 18px;}
  .article-standfirst{font-size:clamp(1.1rem,1.6vw,1.28rem);line-height:1.5;color:var(--muted);max-width:64ch;margin:0;}
  .article-hero{padding:clamp(26px,4vw,44px) 0 0;}
  .article-hero img{display:block;width:100%;max-height:520px;object-fit:cover;border-radius:0;}
  .article-body{max-width:768px;margin:0 auto;padding:clamp(38px,5vw,60px) 24px clamp(20px,3vw,32px);}
  .article-body p{font-size:1.09rem;line-height:1.75;color:var(--ink);margin:0 0 1.25em;}
  .article-body h2{font-size:clamp(1.4rem,2.2vw,1.7rem);font-weight:400;color:var(--navy);margin:1.7em 0 .55em;letter-spacing:-.01em;}
  .article-body ul{margin:0 0 1.35em 1.2em;padding:0;}
  .article-body li{font-size:1.09rem;line-height:1.7;color:var(--ink);margin-bottom:.55em;}
  .article-body a{color:var(--claret);text-decoration:underline;text-underline-offset:3px;text-decoration-thickness:1px;}
  .article-body a:hover{color:var(--navy);}
  #subscribe-form{scroll-margin-top:130px;}
  .article-pull{margin:1.8em 0;padding:6px 0 6px 26px;border-left:3px solid var(--claret);font-family:var(--serif);font-size:clamp(1.35rem,2.2vw,1.6rem);line-height:1.4;color:var(--navy);font-style:normal;}
  .article-note{margin-top:2.4em;padding-top:1.4em;border-top:1px solid var(--hair);font-size:.92rem;line-height:1.6;color:var(--muted);}
  .article-back{margin-top:1.8em;}
  .article-back a{color:var(--claret);font-weight:600;}
  .article-back a:hover{text-decoration:underline;}

  /* ---------- Services page ---------- */
  .svcp{background:var(--white);padding:clamp(40px,6vw,72px) 0 clamp(50px,7vw,86px);}
  .svcp-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(28px,3.4vw,52px);}
  .svcp-col h2{font-size:clamp(1.35rem,2vw,1.6rem);color:var(--navy);font-weight:400;letter-spacing:-.01em;margin:0 0 10px;}
  .svcp-col .blurb{color:var(--muted);font-size:1rem;line-height:1.55;margin:0 0 20px;max-width:34ch;}
  .svcp-list a{display:block;padding:13px 0;border-top:1px solid var(--hair);color:var(--ink);font-size:1.02rem;transition:color .16s ease,padding-left .16s ease;}
  .svcp-list a:hover{color:var(--claret);padding-left:7px;}
  .svcp-cta{background:linear-gradient(160deg,var(--navy),var(--navy-deep));color:#fff;text-align:center;}
  .svcp-cta .wrap{padding:clamp(46px,6vw,78px) var(--gutter);}
  .svcp-cta h2{color:#fff;font-size:clamp(1.7rem,3vw,2.3rem);font-weight:400;margin:0 0 14px;}
  .svcp-cta p{color:#aab6cd;max-width:54ch;margin:0 auto 26px;line-height:1.55;}
  @media(max-width:900px){.svcp-grid{grid-template-columns:1fr;gap:34px;}.svcp-col .blurb{max-width:none;}}

  /* ---------- Services page: feature rows ---------- */
  .svc-body{background:var(--white);padding:clamp(54px,6.5vw,90px) 0 clamp(20px,3vw,40px);}
  .svc-divider{height:1px;background:var(--hair);margin:clamp(30px,4vw,48px) 0 clamp(10px,2vw,20px);}
  .svc-feature{display:grid;grid-template-columns:1fr 1fr;gap:clamp(36px,5vw,64px);align-items:center;padding:clamp(26px,3.4vw,46px) 0;}
  .svc-feature.reverse .svc-feature-media{order:2;}
  .svc-feature-media img{width:100%;aspect-ratio:4/3;object-fit:cover;display:block;box-shadow:0 26px 54px -32px rgba(20,31,56,.4);}
  .svc-feature-text h2{font-size:clamp(1.7rem,3vw,2.4rem);color:var(--navy);font-weight:400;letter-spacing:-.015em;line-height:1.12;margin:0 0 16px;text-wrap:balance;}
  .svc-feature-text .blurb{color:var(--muted);font-size:1.08rem;line-height:1.6;margin:0 0 14px;max-width:46ch;}
  .svc-approach .svc-feature-text p{color:var(--muted);font-size:1.08rem;line-height:1.65;margin:0 0 14px;max-width:48ch;}
  .svc-sublist{margin-top:22px;}
  .svc-sublist a{display:block;padding:12px 0;border-top:1px solid var(--hair);color:var(--ink);font-size:1.02rem;transition:color .16s ease,padding-left .16s ease;}
  .svc-sublist a:hover{color:var(--claret);padding-left:7px;}
  @media(max-width:860px){
    .svc-feature{grid-template-columns:1fr;gap:26px;padding:clamp(30px,6vw,44px) 0;}
    .svc-feature.reverse .svc-feature-media{order:0;}
    .svc-feature-text .blurb,.svc-approach .svc-feature-text p{max-width:none;}
  }
  .kl-cta-text .svc-cta-contact{color:#dfe5ef;font-size:1.06rem;line-height:1.75;margin-bottom:26px;}

  /* First services feature = highlighted intro: light-blue panel with the photo overlapping its left edge */
  .svc-approach{position:relative;align-items:center;margin-top:0;margin-bottom:clamp(38px,6vw,78px);padding-block:clamp(34px,4.5vw,60px);}
  .svc-approach::before{content:"";position:absolute;z-index:0;top:0;bottom:0;left:30%;right:0;background:#e8eef5;}
  .svc-approach .svc-feature-media{position:relative;z-index:2;}
  .svc-approach .svc-feature-text{position:relative;z-index:1;padding-right:clamp(20px,3vw,52px);}
  @media(max-width:860px){
    .svc-approach{padding-block:0;margin-top:8px;}
    .svc-approach::before{display:none;}
    .svc-approach .svc-feature-text{background:#e8eef5;padding:clamp(24px,5vw,34px);}
  }

  /* ---------- Service detail page ---------- */
  .svc-help{background:var(--white);padding:clamp(50px,6vw,82px) 0 clamp(40px,5vw,64px);}
  .svc-help .section-head{margin-bottom:clamp(30px,4vw,44px);}
  .svc-help h2{font-size:clamp(1.5rem,2.3vw,2rem);color:var(--navy);font-weight:400;letter-spacing:-.015em;margin:0 0 12px;}
  .svc-help .section-head p{color:var(--muted);font-size:1.04rem;line-height:1.55;max-width:56ch;margin:0;}
  .svc-help-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;}
  .svc-help-card{display:flex;align-items:center;gap:15px;background:var(--paper);border:1px solid var(--hair);
    padding:20px 22px;transition:border-color .18s ease,box-shadow .18s ease,transform .18s ease;}
  .svc-help-card:hover{border-color:var(--brass);box-shadow:0 10px 26px rgba(27,42,74,.07);transform:translateY(-2px);}
  .svc-help-ico{flex:none;width:44px;height:44px;display:inline-flex;align-items:center;justify-content:center;
    color:var(--claret);background:#fff;border:1px solid var(--hair);}
  .svc-help-ico svg{width:22px;height:22px;}
  .svc-help-card h3{margin:0;font-size:1rem;font-weight:700;color:var(--navy);line-height:1.28;}
  @media(max-width:860px){.svc-help-grid{grid-template-columns:1fr 1fr;}}
  @media(max-width:560px){.svc-help-grid{grid-template-columns:1fr;}}
  .svc-steps{background:#e8eef5;}
  .svc-steps .wrap{padding-block:clamp(42px,5vw,66px);}
  .svc-steps h2{font-size:clamp(1.5rem,2.2vw,1.9rem);color:var(--navy);font-weight:400;letter-spacing:-.015em;margin:0 0 10px;}
  .svc-steps-lead{color:var(--muted);font-size:1.02rem;max-width:58ch;margin:0 0 clamp(26px,3vw,40px);}
  .svc-steps-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(26px,3vw,42px) clamp(40px,5vw,72px);}
  .svc-step-ico{width:38px;height:38px;color:var(--claret);margin-bottom:13px;}
  .svc-step-ico svg{width:100%;height:100%;display:block;}
  .svc-step h3{font-size:clamp(1.15rem,1.6vw,1.35rem);color:var(--navy);font-weight:400;letter-spacing:-.01em;margin:0 0 8px;}
  .svc-step p{color:var(--muted);font-size:1rem;line-height:1.6;margin:0;max-width:44ch;}
  .svc-insights{background:var(--white);padding:clamp(38px,4.5vw,58px) 0 clamp(8px,1.4vw,16px);}
  .svc-insights h2{font-size:clamp(1.5rem,2.2vw,1.9rem);color:var(--navy);font-weight:400;letter-spacing:-.015em;margin:0 0 clamp(24px,2.6vw,34px);}
  @media(max-width:760px){.svc-steps-grid{grid-template-columns:1fr;}}

  /* ---------- Service detail: "fundamental questions" band (AMCO slides) ---------- */
  .svc-questions{background:var(--white);color:var(--ink);}
  .svc-questions .wrap{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(36px,5vw,80px);align-items:start;padding-block:clamp(48px,5vw,72px);}
  .svc-q-cta{margin-top:clamp(26px,3vw,36px);}
  .svc-questions h2{color:var(--navy);font-size:clamp(1.5rem,2.3vw,2rem);font-weight:400;letter-spacing:-.015em;margin:0 0 12px;}
  .svc-q-lead{color:var(--muted);font-size:1.02rem;line-height:1.55;max-width:40ch;margin:0;}
  .svc-q-list{list-style:none;margin:0;padding:0;}
  .svc-q{border-top:1px solid var(--hair);padding:clamp(15px,1.7vw,20px) 0;font-family:var(--serif);font-weight:400;font-size:clamp(1.02rem,1.35vw,1.24rem);line-height:1.3;color:var(--navy);letter-spacing:-.01em;}
  .svc-q:last-child{border-bottom:1px solid var(--hair);}
  .svc-q:first-child{border-top:0;padding-top:0;}
  @media(max-width:800px){.svc-questions .wrap{grid-template-columns:1fr;gap:22px;}}
  .svc-q-note{color:var(--muted);font-size:.92rem;line-height:1.55;max-width:42ch;margin:clamp(18px,2vw,24px) 0 0;padding-top:clamp(15px,1.8vw,20px);border-top:1px solid var(--hair);}
  .svc-feature-text h2 a:hover{color:var(--claret);}

  /* ---------- Custom "How can we help?" dropdowns ---------- */
  .hf-dd{position:relative;display:inline-block;text-align:left;}
  .hf-trigger{display:inline-flex;align-items:center;gap:11px;background:transparent;border:0;
    border-bottom:1.5px solid rgba(255,255,255,.38);color:#fff;font-family:var(--sans);font-weight:600;
    font-size:1.06rem;padding:6px 2px 8px;cursor:pointer;transition:border-color .2s ease;min-width:150px;
    justify-content:space-between;}
  .hf-dd-wide .hf-trigger{min-width:210px;}
  .hf-trigger:hover,.hf-dd.open .hf-trigger{border-bottom-color:var(--brass);}
  .hf-trigger:focus-visible{outline:3px solid var(--brass);outline-offset:3px;border-radius:4px;}
  .hf-caret{width:8px;height:8px;border:1.7px solid var(--brass);border-top:0;border-left:0;
    transform:rotate(45deg);transition:transform .2s ease;flex:none;position:relative;top:-2px;}
  .hf-dd.open .hf-caret{transform:rotate(225deg);top:0;}
  .hf-menu{position:absolute;top:calc(100% + 9px);left:0;min-width:100%;background:#fff;border-radius:11px;
    box-shadow:0 26px 52px -22px rgba(15,23,42,.55);padding:7px;margin:0;list-style:none;z-index:30;
    opacity:0;visibility:hidden;transform:translateY(-6px);
    transition:opacity .18s ease,transform .18s ease,visibility .18s;}
  .hf-dd.open .hf-menu{opacity:1;visibility:visible;transform:none;}
  .hf-opt{padding:10px 15px;font-size:1rem;color:var(--ink);border-radius:7px;cursor:pointer;
    white-space:nowrap;transition:background .14s ease,color .14s ease;}
  .hf-opt:hover{background:var(--paper);color:var(--claret);}
  .hf-opt[aria-selected="true"]{color:var(--claret);font-weight:600;}
  @media(max-width:640px){.hf-dd,.hf-trigger,.hf-dd-wide .hf-trigger{width:100%;min-width:0;}}

  /* ---------- Why AMCO / About page ---------- */
  .about-stats{display:flex;flex-wrap:wrap;gap:clamp(30px,6vw,88px);margin-top:clamp(14px,2vw,26px);
    padding:clamp(30px,4vw,46px) 0 clamp(6px,1vw,10px);border-top:1px solid var(--hair);}
  .about-stat{display:flex;flex-direction:column;gap:4px;}
  .about-stat .num{font-family:var(--serif);font-weight:400;font-size:clamp(2.1rem,4vw,3rem);color:var(--claret);line-height:1;letter-spacing:-.01em;}
  .about-stat .lbl{color:var(--muted);font-size:1rem;}
  .about-why{background:var(--white);padding:clamp(40px,5.5vw,72px) 0;}
  .about-why h2{font-size:clamp(1.6rem,2.6vw,2.1rem);color:var(--navy);font-weight:400;letter-spacing:-.015em;margin:0 0 8px;}
  .about-why-lead{color:var(--muted);font-size:1.06rem;max-width:60ch;margin:0 0 clamp(30px,4vw,48px);}
  .about-reasons{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(28px,3.4vw,48px) clamp(34px,4vw,60px);}
  .about-team{background:var(--white);}
  .about-team .wrap{padding-block:clamp(44px,5.5vw,74px);}
  .about-team-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(36px,5vw,72px);align-items:center;}
  .about-team-text h2{font-size:clamp(1.6rem,2.6vw,2.1rem);color:var(--navy);font-weight:400;letter-spacing:-.015em;margin:0 0 16px;}
  .about-team-text p{color:var(--muted);font-size:1.06rem;line-height:1.65;margin:0 0 14px;}
  .about-team-text strong{color:var(--ink);font-weight:600;}
  .about-team-note{font-size:.92rem;color:#8a93a3;margin-top:6px;}
  .about-team-media img{width:100%;aspect-ratio:4/3;object-fit:cover;box-shadow:0 26px 54px -32px rgba(20,31,56,.4);}
  @media(max-width:900px){.about-reasons{grid-template-columns:1fr 1fr;}.about-team-grid{grid-template-columns:1fr;}.about-team-media{order:-1;max-width:520px;}}
  @media(max-width:600px){.about-reasons{grid-template-columns:1fr;}}

  /* Why AMCO: "About AMCO" arrow-links directory band */
  .about-links{background:#e8eef5;}
  .about-links .wrap{padding-block:clamp(44px,5.5vw,74px);}
  .about-links h2{font-size:clamp(1.6rem,2.6vw,2.1rem);color:var(--navy);font-weight:400;letter-spacing:-.015em;margin:0 0 clamp(24px,3vw,38px);}
  .about-links-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(15px,1.9vw,24px) clamp(40px,6vw,120px);max-width:1000px;}
  .about-links-grid a{display:flex;align-items:center;gap:18px;color:var(--ink);font-size:1.06rem;transition:color .16s ease;}
  .about-links-grid a .al-arrow{color:var(--navy);font-size:1.15em;flex:none;transition:transform .16s ease;}
  .about-links-grid a:hover{color:var(--claret);}
  .about-links-grid a:hover .al-arrow{transform:translateX(4px);}
  @media(max-width:700px){.about-links-grid{grid-template-columns:1fr;}}
  .blurb strong{color:var(--ink);font-weight:600;}

  /* ---------- Meet the team page ---------- */
  .team-body{background:var(--white);padding:clamp(38px,5vw,64px) 0 clamp(46px,6vw,80px);}
  .team-intro{color:var(--muted);font-size:1.1rem;line-height:1.65;max-width:64ch;margin:0 0 clamp(34px,4vw,52px);}
  .team-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(26px,3vw,44px);}
  .team-card{text-align:center;}
  .team-avatar{width:clamp(84px,9vw,104px);height:clamp(84px,9vw,104px);border-radius:50%;margin:0 auto 16px;
    background:var(--paper);border:1px solid var(--hair);display:flex;align-items:center;justify-content:center;
    color:var(--navy);font-family:var(--serif);font-size:1.7rem;letter-spacing:.02em;}
  .team-avatar-lead{background:linear-gradient(160deg,var(--navy),var(--navy-deep));color:#fff;border:0;}
  .team-avatar svg{width:38px;height:38px;color:#aab2bf;}
  .team-name{font-family:var(--serif);font-size:1.18rem;color:var(--navy);line-height:1.2;}
  .team-role{color:var(--muted);font-size:.96rem;margin-top:4px;}
  .team-placeholder .team-name{font-family:var(--sans);font-size:1rem;font-style:italic;color:#9aa2ae;}
  .team-note{margin-top:clamp(34px,4vw,52px);color:#8a93a3;font-size:.92rem;}
  @media(max-width:900px){.team-grid{grid-template-columns:repeat(3,1fr);}}
  @media(max-width:620px){.team-grid{grid-template-columns:1fr 1fr;}}

  /* Why AMCO: memberships & associations logo marquee */
  .about-creds{background:var(--white);padding-bottom:clamp(30px,4vw,52px);}
  .creds-title{text-align:center;color:var(--navy);font-weight:400;font-size:clamp(1.3rem,2.1vw,1.8rem);
    letter-spacing:-.01em;margin:0;padding-top:clamp(40px,5vw,66px);}
  .marquee{overflow:hidden;max-width:1160px;margin:0 auto;padding:clamp(26px,3.4vw,42px) 0;
    -webkit-mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent);
    mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent);}
  .marquee-track{display:flex;align-items:center;gap:clamp(40px,4.5vw,68px);width:max-content;
    animation:marq 34s linear infinite;}
  .marquee-track-slow{animation-duration:34s;}
  .marquee:hover .marquee-track{animation-play-state:paused;}
  .marquee-track img{height:clamp(48px,6vw,66px);width:auto;object-fit:contain;flex:none;}
  @keyframes marq{to{transform:translateX(-50%);}}
  .creds-static{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:clamp(40px,6vw,84px);padding:clamp(26px,3.4vw,42px) var(--gutter);}
  .creds-static img{height:clamp(50px,6vw,66px);width:auto;object-fit:contain;}
  .creds-note{text-align:center;color:#9aa2ae;font-size:.85rem;margin:clamp(18px,2.6vw,28px) 0 0;}
  @media(prefers-reduced-motion:reduce){
    .marquee{mask-image:none;-webkit-mask-image:none;}
    .marquee-track{animation:none;flex-wrap:wrap;justify-content:center;width:auto;}
  }

  /* ---------- Team grid (real members) ---------- */
  .member-list{background:var(--white);padding:clamp(38px,5vw,64px) 0 clamp(46px,6vw,80px);}
  .member-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(30px,3vw,44px) clamp(24px,2.4vw,34px);}
  .member-card{display:block;}
  .member-card-photo{aspect-ratio:4/5;overflow:hidden;background:var(--paper);}
  .member-card-photo img{width:100%;height:100%;object-fit:cover;object-position:center 12%;display:block;transition:transform .5s ease;}
  .member-card:hover .member-card-photo img{transform:scale(1.03);}
  .member-card h3{font-family:var(--serif);font-weight:400;font-size:1.14rem;color:var(--navy);letter-spacing:-.01em;margin:15px 0 3px;}
  .member-card .role{color:var(--muted);font-size:.9rem;line-height:1.4;}
  .member-card .more{display:inline-flex;align-items:center;gap:7px;color:var(--claret);font-weight:600;font-size:.88rem;margin-top:11px;}
  .member-card:hover .more .arrow{transform:translateX(3px);}
  @media(max-width:1000px){.member-grid{grid-template-columns:repeat(3,1fr);}}
  @media(max-width:680px){.member-grid{grid-template-columns:1fr 1fr;gap:28px 20px;}}
  @media(max-width:420px){.member-grid{grid-template-columns:1fr;max-width:320px;}}

  /* ---------- Member detail page ---------- */
  .member-top{background:var(--white);padding:calc(clamp(80px,11vw,120px) + 16px) 0 0 0;}
  .member-hero{display:grid;grid-template-columns:minmax(0,300px) 1fr;gap:clamp(32px,4.5vw,56px);align-items:center;
    margin-top:clamp(16px,2.4vw,26px);padding-bottom:clamp(16px,2.2vw,26px);border-bottom:1px solid var(--hair);}
  .member-hero-photo{aspect-ratio:4/5;overflow:hidden;background:var(--paper);}
  .member-hero-photo img{width:100%;height:100%;object-fit:cover;object-position:center 12%;display:block;}
  .member-hero-info h1{font-size:clamp(2rem,4vw,2.9rem);letter-spacing:-.015em;line-height:1.08;margin:0;}
  .member-role{color:var(--navy);font-weight:600;font-size:1.12rem;margin:14px 0 0;}
  .member-quals{color:var(--muted);font-size:.92rem;font-weight:600;letter-spacing:.03em;margin:8px 0 0;}
  .member-linkedin{margin-top:26px;}
  .member-bio-sec{background:var(--white);padding:clamp(20px,2.4vw,30px) 0 clamp(20px,3vw,32px);}
  .member-bio{max-width:760px;}
  .member-bio h2{font-size:clamp(1.5rem,2.4vw,2rem);font-weight:400;color:var(--navy);letter-spacing:-.015em;margin:0 0 18px;}
  .member-bio-body p{font-size:1.07rem;line-height:1.72;color:var(--ink);margin:0 0 1.15em;}
  .member-bio-body .lead{font-weight:600;color:var(--ink);}
  .member-back{margin-top:1.6em;}
  .member-back a{color:var(--claret);font-weight:600;}
  .member-back a:hover{text-decoration:underline;}
  @media(max-width:760px){.member-hero{grid-template-columns:1fr;gap:24px;}.member-hero-photo{max-width:420px;}}

  /* ---------- Home "Our services" collage ---------- */
  .svc-home{background:var(--white);padding:clamp(50px,7vw,96px) 0 clamp(24px,3vw,44px);}
  .svc-home-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(36px,5vw,80px);align-items:center;position:relative;}
  .svc-home-grid::before{content:"";position:absolute;z-index:0;top:clamp(44px,6vw,80px);bottom:clamp(44px,6vw,80px);
    left:27%;right:calc(var(--gutter) * -1);background:#e8eef5;}
  .svc-home .svc-collage{z-index:2;}
  .svc-home-text{position:relative;z-index:1;padding-right:clamp(0px,4vw,64px);}
  .svc-home-h{font-size:clamp(2.4rem,4.6vw,3.4rem);font-weight:400;color:var(--navy);letter-spacing:-.02em;line-height:1.02;margin:0 0 22px;}
  .svc-home-pillars{list-style:none;margin:0 0 26px;padding:0;display:flex;flex-direction:column;gap:12px;border-top:1px solid var(--hair);padding-top:22px;}
  .svc-home-pillars li{position:relative;padding-left:24px;}
  .svc-home-pillars li::before{content:"";position:absolute;left:0;top:.62em;width:9px;height:9px;}
  .svc-home-pillars .kw-fp::before{background:var(--navy);}
  .svc-home-pillars .kw-tax::before{background:var(--claret);}
  .svc-home-pillars .kw-biz::before{background:var(--brass);}
  .svc-home-pillars a{font-family:var(--serif);font-size:clamp(1.2rem,2vw,1.55rem);letter-spacing:-.01em;line-height:1.2;
    text-decoration:none;display:inline-flex;align-items:baseline;gap:8px;transition:gap .18s ease,color .18s ease;}
  .svc-home-pillars .kw-fp a{color:var(--navy);}
  .svc-home-pillars .kw-tax a{color:var(--claret);}
  .svc-home-pillars .kw-biz a{color:#B0862F;}
  .svc-home-pillars .p-arrow{font-size:.85em;opacity:0;transform:translateX(-4px);transition:opacity .18s ease,transform .18s ease;}
  .svc-home-pillars a:hover .p-arrow,.svc-home-pillars a:focus-visible .p-arrow{opacity:1;transform:translateX(0);}
  .svc-home-pillars a:hover,.svc-home-pillars a:focus-visible{gap:12px;}
  .svc-home-desc{color:var(--muted);font-size:1.08rem;line-height:1.68;max-width:50ch;margin:0 0 28px;}
  /* angled overlapping image tiles + triangle accents */
  .svc-collage{position:relative;}
  .svc-collage img{width:100%;height:auto;display:block;}
  .sc-tile{position:absolute;margin:0;}
  .sc-img{display:block;width:100%;height:100%;overflow:hidden;clip-path:polygon(24% 0,100% 0,76% 100%,0 100%);
    box-shadow:0 26px 54px -30px rgba(20,31,56,.5);}
  .sc-img img{width:100%;height:100%;object-fit:cover;display:block;}
  .sc-1{width:42%;height:56%;top:1%;left:0;z-index:2;}
  .sc-2{width:38%;height:54%;top:19%;left:27%;z-index:3;}
  .sc-3{width:44%;height:58%;top:37%;left:50%;z-index:1;}
  .sc-tri{position:absolute;width:0;height:0;z-index:4;border-left:20px solid transparent;border-right:20px solid transparent;}
  .sc-1 .sc-tri{top:-26px;left:22%;border-top:32px solid var(--navy);}
  .sc-2 .sc-tri{top:-26px;left:22%;border-top:32px solid var(--navy-deep);}
  .sc-3 .sc-tri{top:-26px;left:22%;border-top:32px solid #B0862F;}
  @media(max-width:860px){
    .svc-home-grid{grid-template-columns:1fr;gap:clamp(28px,6vw,44px);}
    .svc-collage{max-width:440px;margin:0 auto;}
    .svc-home-grid::before{left:calc(var(--gutter) * -1);right:calc(var(--gutter) * -1);top:auto;bottom:0;height:66%;}
    .svc-home-desc{max-width:none;}
    .testi-slide{grid-template-columns:1fr;gap:clamp(24px,5vw,36px);}
    .testi-media{order:-1;}
    .testi-ph{aspect-ratio:16/10;}
    .testi-prev{left:0;}
    .testi-next{right:0;}
    .testi-arrow{width:38px;height:38px;font-size:1.3rem;}
    .foot-main{grid-template-columns:1fr;gap:clamp(28px,7vw,40px);}
    .contact .wrap{grid-template-columns:1fr;}
  }

/* ---------- Contact us page ---------- */
.cu-section{background:var(--white);}
.cu-grid{display:grid;grid-template-columns:1.35fr .85fr;gap:clamp(40px,6vw,88px);align-items:start;}
.cu-main h2{color:var(--navy);font-size:clamp(1.5rem,2.6vw,2rem);margin-bottom:28px;}
.cu-thanks{background:#eef4ee;border:1px solid #cfe0cf;border-left:3px solid #4a7a4a;
  padding:16px 20px;margin-bottom:28px;}
.cu-thanks p{margin:0;color:#2f4a2f;font-size:.98rem;}
.cu-thanks-error{background:#fbeeee;border-color:#e0cfcf;border-left-color:#a94444;}
.cu-thanks-error p{color:#7a2f2f;}
/* Contact confirmation card (matches the booking "Request received" feel). */
.cu-success{border:1px solid var(--hair);padding:clamp(24px,3vw,40px);max-width:560px;margin:6px 0 0;text-align:center;
  scroll-margin-top:clamp(84px,12vh,116px);}
.cu-success .cu-tick{display:inline-flex;align-items:center;justify-content:center;width:56px;height:56px;border-radius:50%;
  background:#eef4ee;color:#4a7a4a;margin-bottom:16px;}
.cu-success .cu-tick svg{width:28px;height:28px;}
.cu-success h3{color:var(--navy);font-size:1.4rem;margin:0 0 12px;}
.cu-success p{font-size:1.02rem;line-height:1.6;color:var(--ink);margin:0 0 16px;}
.cu-success .cu-note{font-size:.82rem;color:var(--muted);background:var(--paper);padding:12px 16px;margin:16px 0 0;}
.cu-restart{border-radius:0;margin-top:20px;}
.cu-hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden;}
.cu-form{display:block;max-width:620px;}
.cu-field{margin-bottom:22px;border:0;padding:0;}
.cu-field > label,.cu-choice legend{display:block;font-size:.92rem;font-weight:600;color:var(--navy);margin-bottom:9px;}
.cu-hint{font-weight:400;color:var(--muted);}
.cu-field input[type=text],.cu-field input[type=email],.cu-field input[type=tel],
.cu-field textarea,.cu-select select{
  width:100%;font:inherit;font-size:1rem;color:var(--ink);background:#fff;
  border:1px solid #cfd5df;border-radius:0;padding:13px 14px;transition:border-color .18s ease,box-shadow .18s ease;}
.cu-field input:focus,.cu-field textarea:focus,.cu-select select:focus{
  outline:0;border-color:var(--navy);box-shadow:0 0 0 3px rgba(27,42,74,.1);}
.cu-field textarea{resize:vertical;min-height:118px;}
.cu-select{position:relative;}
.cu-select select{appearance:none;-webkit-appearance:none;padding-right:40px;cursor:pointer;}
.cu-select::after{content:"";position:absolute;right:16px;top:calc(50% - 3px);width:8px;height:8px;
  border-right:2px solid var(--muted);border-bottom:2px solid var(--muted);transform:rotate(45deg);pointer-events:none;}
.cu-choice{display:flex;flex-wrap:wrap;align-items:center;gap:10px 26px;}
.cu-choice legend{width:100%;}
.cu-radio{display:inline-flex;align-items:center;gap:9px;font-size:.98rem;color:var(--ink);font-weight:400;cursor:pointer;margin:0;}
.cu-radio input{accent-color:var(--claret);width:17px;height:17px;}
.cu-privacy{font-size:.82rem;color:var(--muted);line-height:1.55;max-width:52ch;margin:4px 0 22px;}
.cu-privacy a{color:var(--navy);text-decoration:underline;text-underline-offset:2px;}
.cu-privacy a:hover{color:var(--claret);}
.cu-submit{border-radius:0;}

.cu-side{display:flex;flex-direction:column;gap:22px;}
.cu-card{background:var(--paper);border:1px solid var(--hair);border-radius:0;padding:clamp(24px,2.4vw,30px);}
.cu-card h3{font-size:1.18rem;color:var(--navy);margin:0 0 12px;}
.cu-lead{font-size:.94rem;color:var(--muted);line-height:1.6;margin:0 0 16px;}
.cu-phone{display:inline-flex;align-items:center;gap:11px;color:var(--navy);font-size:1.22rem;font-weight:700;text-decoration:none;letter-spacing:.01em;}
.cu-phone .cu-ico{display:inline-flex;color:var(--claret);}
.cu-phone .cu-ico svg{width:20px;height:20px;}
.cu-phone:hover{color:var(--claret);}
.cu-address{font-style:normal;color:var(--ink);line-height:1.7;font-size:1rem;margin-bottom:18px;}
.cu-details{margin:0;display:grid;gap:11px;border-top:1px solid var(--hair);padding-top:16px;}
.cu-details > div{display:flex;gap:14px;font-size:.95rem;}
.cu-details dt{width:52px;flex:none;color:var(--claret);font-weight:700;}
.cu-details dd{margin:0;color:var(--ink);}
.cu-details a{color:var(--navy);text-decoration:none;}
.cu-details a:hover{text-decoration:underline;}
.cu-more{display:inline-block;color:var(--claret);font-weight:600;text-decoration:none;font-size:.95rem;}
.cu-more:hover{text-decoration:underline;}

@media(max-width:880px){
  .cu-grid{grid-template-columns:1fr;gap:44px;}
  .cu-side{order:2;}
}

/* ---------- Legal / policy pages ---------- */
.policy{background:var(--white);}
.legal-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:clamp(26px,3vw,44px);align-items:start;}
.legal-body{max-width:82ch;color:var(--ink);}
.legal-body p{margin:0 0 18px;line-height:1.72;color:#3a4250;}
.legal-body h2{color:var(--navy);font-size:clamp(1.3rem,2.2vw,1.7rem);margin:38px 0 14px;}
.legal-body h2:first-of-type{margin-top:8px;}
.legal-body ul{margin:0 0 18px;padding-left:22px;}
.legal-body li{margin-bottom:9px;line-height:1.65;color:#3a4250;}
.legal-body a{color:var(--navy);text-decoration:underline;text-underline-offset:2px;}
.legal-body a:hover{color:var(--claret);}
.legal-refs{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:24px 28px;margin-top:6px;
  border-top:1px solid var(--hair);padding-top:22px;}
.legal-refs .legal-ref-h{font-weight:700;color:var(--navy);margin-bottom:6px;}
.legal-refs p{font-size:.95rem;line-height:1.6;}
.legal-note{font-size:.85rem;color:var(--muted);line-height:1.6;margin-top:22px;padding-top:18px;border-top:1px solid var(--hair);}
.legal-side{position:sticky;top:110px;}
.legal-dl{border-radius:0;width:100%;justify-content:center;margin-bottom:12px;}
.legal-meta{font-size:.8rem;color:var(--muted);margin:0;}
@media(max-width:880px){
  .legal-grid{grid-template-columns:1fr;gap:36px;}
  .legal-side{position:static;order:-1;}
  .legal-refs{grid-template-columns:1fr;}
}

/* ---------- Document (FSG) embed page ---------- */
.doc-section{background:var(--white);}
.doc-head{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:20px 32px;margin-bottom:24px;}
.doc-head h2{color:var(--navy);font-size:clamp(1.4rem,2.4vw,1.9rem);margin:0 0 6px;}
.doc-meta{color:var(--muted);font-size:.9rem;margin:0;}
.doc-actions{display:flex;flex-wrap:wrap;gap:12px;}
.doc-actions .btn{border-radius:0;}
.doc-viewer{border:1px solid var(--hair);background:var(--paper);}
.doc-frame{display:block;width:100%;height:min(82vh,1100px);min-height:560px;border:0;}
.doc-fallback{margin:0;padding:14px 18px;border-top:1px solid var(--hair);font-size:.9rem;color:var(--muted);text-align:center;}
.doc-fallback a{color:var(--claret);text-decoration:underline;text-underline-offset:2px;}
@media(max-width:620px){
  .doc-head{align-items:flex-start;}
  .doc-actions{width:100%;}
  .doc-actions .btn{flex:1;justify-content:center;}
  .doc-frame{height:70vh;}
}

/* ---------- Find an Adviser (tabs) ---------- */
.adviser-nav{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--hair);
  box-shadow:0 1px 0 rgba(27,42,74,.02);}
.adviser-nav .wrap{display:flex;flex-wrap:wrap;gap:2px;padding-block:0;}
.adviser-tab{appearance:none;background:none;border:0;cursor:pointer;font:inherit;border-radius:0;
  display:inline-flex;align-items:center;gap:10px;padding:22px 20px;margin:0;
  color:var(--muted);font-weight:600;font-size:1rem;letter-spacing:.01em;position:relative;
  transition:color .18s ease,background .18s ease;}
.adviser-tab::after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:3px;background:var(--claret);
  transform:scaleX(0);transform-origin:center;transition:transform .24s cubic-bezier(.4,0,.2,1);}
.adviser-tab:hover{color:var(--navy);background:var(--paper);}
.adviser-tab.is-active{color:var(--navy);}
.adviser-tab.is-active::after{transform:scaleX(1);}
.adviser-tab:focus{outline:none;}
.adviser-tab:focus-visible{outline:none;color:var(--navy);background:var(--paper);
  box-shadow:inset 0 -3px 0 var(--brass);}
.adviser-tab-n{display:inline-flex;align-items:center;justify-content:center;min-width:23px;height:23px;
  padding:0 7px;border-radius:999px;background:var(--paper);border:1px solid var(--hair);
  font-size:.76rem;font-weight:700;color:var(--muted);line-height:1;
  transition:background .18s ease,border-color .18s ease,color .18s ease;}
.adviser-tab:hover .adviser-tab-n{border-color:#cbd2dd;}
.adviser-tab.is-active .adviser-tab-n{background:var(--claret);border-color:var(--claret);color:#fff;}
.adviser-cat{background:var(--paper);}
.adviser-count{display:inline-block;color:var(--muted);font-size:.82rem;font-weight:600;letter-spacing:.08em;
  text-transform:uppercase;margin:0 0 30px;padding-bottom:14px;border-bottom:1px solid var(--hair);}
.adviser-empty{color:var(--muted);font-size:.98rem;}
@media(max-width:640px){
  .adviser-nav .wrap{gap:0;overflow-x:auto;flex-wrap:nowrap;-webkit-overflow-scrolling:touch;scrollbar-width:none;}
  .adviser-nav .wrap::-webkit-scrollbar{display:none;}
  .adviser-tab{padding:18px 14px;font-size:.94rem;white-space:nowrap;flex:0 0 auto;}
}

/* ---------- Schedule a meeting (booking) ---------- */
.booking-sec{background:var(--white);}
.booking{max-width:880px;margin:0 auto;}
/* display rules above would override [hidden]; force hidden steps off */
.booking [hidden]{display:none !important;}
.bk-service{display:flex;align-items:center;gap:14px;
  background:var(--paper);border:1px solid var(--hair);border-left:3px solid var(--brass);
  color:var(--ink);padding:20px 26px;margin-bottom:26px;}
.bk-service strong{display:block;font-size:1.08rem;color:var(--navy);}
.bk-service span{display:block;color:var(--muted);font-size:.9rem;margin-top:3px;}
.bk-main{display:grid;grid-template-columns:1fr 1fr;gap:clamp(28px,4vw,48px);
  border:1px solid var(--hair);padding:clamp(22px,3vw,32px);scroll-margin-top:clamp(84px,12vh,116px);}
.bk-cal-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px;}
.bk-month{font-weight:700;color:var(--navy);font-size:1.05rem;}
.bk-nav{width:36px;height:36px;display:inline-flex;align-items:center;justify-content:center;
  border:1px solid var(--hair);background:#fff;color:var(--navy);cursor:pointer;transition:border-color .18s,background .18s;}
.bk-nav svg{width:18px;height:18px;}
.bk-nav:hover:not(:disabled){border-color:var(--navy);}
.bk-nav:disabled{opacity:.35;cursor:not-allowed;}
.bk-dow{display:grid;grid-template-columns:repeat(7,1fr);gap:2px;margin-bottom:6px;}
.bk-dow span{text-align:center;font-size:.72rem;font-weight:700;color:var(--muted);}
.bk-days{display:grid;grid-template-columns:repeat(7,1fr);gap:2px;}
.bk-day{aspect-ratio:1;border:0;background:none;font:inherit;font-size:.92rem;color:var(--ink);cursor:pointer;
  display:flex;align-items:center;justify-content:center;border-radius:50%;transition:background .15s,color .15s;}
.bk-day:hover:not(.is-disabled):not(.is-selected){background:var(--paper);}
.bk-day.is-disabled{color:#c3c9d4;cursor:default;}
.bk-day.is-selected,.bk-day.is-selected:hover{background:var(--navy);color:#fff;font-weight:700;}
.bk-empty{visibility:hidden;}
.bk-staff-label{display:block;font-size:.9rem;font-weight:600;color:var(--navy);margin-bottom:20px;}
.bk-staff-wrap{margin-top:8px;}
.bk-slots-head{font-weight:700;color:var(--navy);font-size:1rem;margin:0 0 14px;}
.bk-slots{display:grid;grid-template-columns:repeat(auto-fill,minmax(92px,1fr));gap:8px;max-height:280px;overflow-y:auto;}
.bk-slot{border:1px solid var(--hair);background:#fff;font:inherit;font-size:.92rem;color:var(--navy);
  padding:10px 4px;cursor:pointer;transition:border-color .15s,background .15s,color .15s;}
.bk-slot:hover{border-color:var(--navy);background:var(--navy);color:#fff;}
.bk-slot.is-selected{border-color:var(--navy);background:var(--navy);color:#fff;font-weight:700;}
.bk-slot.is-past,.bk-slot.is-past:hover{background:#f6f7f9;border-color:var(--hair);color:#b4bccb;text-decoration:line-through;cursor:not-allowed;}
.bk-confirm{border:1px solid var(--hair);border-top:3px solid var(--brass);padding:clamp(24px,3vw,36px);
  margin-top:22px;text-align:left;scroll-margin-top:clamp(84px,12vh,116px);}
.bk-confirm .bk-fields{max-width:560px;}
.bk-success{border:1px solid var(--hair);padding:clamp(24px,3vw,38px);max-width:560px;margin:0 auto;text-align:center;
  scroll-margin-top:clamp(84px,12vh,116px);}
.bk-back{background:none;border:0;color:var(--claret);font:inherit;font-weight:600;font-size:.9rem;cursor:pointer;padding:0;margin-bottom:18px;}
.bk-confirm h3,.bk-success h3{color:var(--navy);font-size:1.4rem;margin:0 0 12px;}
.bk-summary{background:var(--paper);border-left:3px solid var(--brass);padding:14px 16px;color:var(--ink);font-size:.98rem;line-height:1.55;margin:0 0 22px;}
.bk-fields{display:grid;gap:16px;margin-bottom:8px;}
.bk-error{color:var(--claret);font-size:.88rem;margin:0 0 14px;}
.bk-submit{border-radius:0;margin-top:16px;}
.bk-success{text-align:center;}
.bk-tick{display:inline-flex;align-items:center;justify-content:center;width:56px;height:56px;border-radius:50%;
  background:#eef4ee;color:#4a7a4a;margin-bottom:16px;}
.bk-tick svg{width:28px;height:28px;}
.bk-success-msg{font-size:1.05rem;line-height:1.6;color:var(--ink);margin:0 0 18px;}
.bk-demo-note{font-size:.82rem;color:var(--muted);background:var(--paper);padding:12px 16px;margin:0 0 20px;}
.bk-restart{border-radius:0;}
.bk-tz{text-align:center;color:var(--muted);font-size:.85rem;margin:22px 0 0;}
@media(max-width:680px){ .bk-main{grid-template-columns:1fr;} }

.bk-req{color:var(--claret);}

/* ---------- Contact: Find us map ---------- */
.cu-map-sec{background:var(--paper);}
.cu-map-grid{display:grid;grid-template-columns:0.85fr 1.15fr;gap:clamp(30px,4vw,56px);align-items:stretch;}
.cu-map-info h2{color:var(--navy);font-size:clamp(1.5rem,2.6vw,2rem);margin:0 0 16px;}
.cu-map-info p{color:var(--muted);line-height:1.65;margin:0 0 16px;}
.cu-map-addr{color:var(--ink);font-weight:500;}
.cu-parking{margin-top:6px;}
.cu-parking-h{display:flex;align-items:center;gap:9px;font-size:.75rem;font-weight:700;letter-spacing:.12em;
  text-transform:uppercase;color:var(--muted);margin:0 0 14px;}
.cu-parking-ico{display:inline-flex;flex:none;color:var(--brass);}
.cu-parking-ico svg{width:18px;height:18px;}
.cu-parking-list{list-style:none;margin:0;padding:0;display:grid;gap:8px;}
.cu-parking-list a{display:flex;align-items:center;gap:14px;text-decoration:none;
  background:#fff;border:1px solid var(--hair);border-left:3px solid var(--brass);padding:12px 15px;
  transition:border-color .18s ease,box-shadow .18s ease,transform .18s ease;}
.cu-parking-list a:hover{border-color:var(--claret);border-left-color:var(--claret);
  box-shadow:0 8px 20px rgba(27,42,74,.08);transform:translateY(-1px);}
.cu-park-body{flex:1;min-width:0;display:flex;flex-direction:column;gap:2px;}
.cu-park-name{color:var(--navy);font-weight:700;font-size:.95rem;line-height:1.25;}
.cu-park-meta{color:var(--muted);font-size:.82rem;}
.cu-park-time{flex:none;display:inline-flex;align-items:center;gap:6px;
  color:var(--navy);font-weight:700;font-size:.82rem;white-space:nowrap;}
.cu-park-arrow{color:var(--brass);transition:transform .18s ease;}
.cu-parking-list a:hover .cu-park-arrow{transform:translateX(3px);color:var(--claret);}
.cu-map{line-height:0;border:1px solid var(--hair);min-height:320px;}
.cu-map iframe{width:100%;height:100%;min-height:320px;border:0;display:block;filter:grayscale(.12);}
@media(max-width:820px){
  .cu-map-grid{grid-template-columns:1fr;}
  .cu-map iframe{height:340px;min-height:0;}
}

.cu-parking-note{margin:16px 0 0;font-size:.8rem;color:var(--muted);font-style:italic;}

/* ---------- FP self-assessment quiz ---------- */
.quiz [hidden]{display:none !important;}
.quiz-card{border:1px solid var(--hair);border-top:3px solid var(--brass);background:#fff;padding:clamp(24px,3vw,34px);}
.quiz-top{display:flex;align-items:center;gap:16px;margin-bottom:clamp(24px,3.4vw,34px);}
.quiz-step{font-size:.74rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);white-space:nowrap;}
.quiz-cur{color:var(--claret);}
.quiz-bar{flex:1;height:4px;background:var(--hair);border-radius:2px;overflow:hidden;}
.quiz-bar-fill{display:block;height:100%;width:25%;background:var(--claret);transition:width .35s cubic-bezier(.4,0,.2,1);}
.quiz-stage{min-height:132px;display:flex;align-items:flex-start;}
.quiz-slide{display:none;width:100%;}
.quiz-slide.is-active{display:block;animation:quizIn .32s ease;}
@keyframes quizIn{from{opacity:0;transform:translateY(8px);}to{opacity:1;transform:none;}}
.quiz-q{font-family:var(--serif);font-weight:400;font-size:clamp(1.1rem,1.5vw,1.4rem);line-height:1.3;
  color:var(--navy);margin:0 0 22px;letter-spacing:-.01em;}
.quiz-scale{display:flex;align-items:center;gap:14px;flex-wrap:wrap;}
.quiz-end{font-size:.74rem;color:var(--muted);white-space:nowrap;}
.quiz-dots{display:inline-flex;gap:9px;}
.quiz-dot{width:34px;height:34px;border-radius:50%;border:1.5px solid var(--hair);background:#fff;
  cursor:pointer;padding:0;transition:background .15s ease,border-color .15s ease,transform .12s ease;}
.quiz-dot:hover{border-color:var(--brass);transform:translateY(-1px);}
.quiz-dot.on{background:var(--claret);border-color:var(--claret);}
.quiz-nav{display:flex;align-items:center;gap:16px;margin-top:clamp(26px,3.4vw,36px);}
.quiz-back{background:none;border:0;color:var(--muted);font:inherit;font-weight:600;font-size:.92rem;cursor:pointer;padding:8px 2px;}
.quiz-back:hover{color:var(--navy);}
.quiz-next{border-radius:4px;margin-left:auto;}
.quiz-next:disabled{opacity:.45;cursor:not-allowed;}
.quiz-result{border:1px solid var(--hair);border-top:3px solid var(--brass);padding:clamp(24px,3vw,34px);}
.quiz-result-eyebrow{font-size:.72rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--brass);margin:0 0 10px;}
.quiz-result-title{font-family:var(--serif);font-weight:400;font-size:clamp(1.35rem,2vw,1.7rem);color:var(--navy);margin:0 0 12px;letter-spacing:-.01em;}
.quiz-result-msg{color:var(--muted);line-height:1.6;margin:0 0 20px;max-width:52ch;}
.quiz-result-areas{margin:0 0 22px;}
.quiz-areas-h{font-weight:700;color:var(--navy);font-size:.92rem;margin:0 0 10px;}
.quiz-result-areas ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px;}
.quiz-result-areas li{background:var(--paper);border:1px solid var(--hair);border-left:3px solid var(--brass);
  padding:6px 13px;font-size:.86rem;font-weight:600;color:var(--navy);text-transform:capitalize;}
.quiz-result-cta{border-radius:4px;margin-right:14px;}
.quiz-restart{background:none;border:0;color:var(--muted);font:inherit;font-size:.9rem;text-decoration:underline;text-underline-offset:2px;cursor:pointer;padding:0;}
.quiz-restart:hover{color:var(--claret);}

/* ---------- 404 not found ---------- */
.nf-code{font-family:var(--serif);font-size:clamp(3.4rem,9vw,6.5rem);line-height:.9;font-weight:400;
  color:var(--brass);opacity:.55;margin:0 0 6px;letter-spacing:-.02em;}
.nf-head .kl-head-grid{display:block;max-width:56ch;margin:0 auto;text-align:center;}
.nf-head h1{margin:0 0 14px;}
.nf-head .kl-sub{margin-left:auto;margin-right:auto;}
.nf-home{margin-top:26px;border-radius:4px;}
.nf-links{background:var(--paper);}
.nf-links .section-head{margin:0 auto clamp(26px,3vw,36px);text-align:center;}
.nf-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 clamp(28px,4vw,52px);max-width:600px;margin:0 auto;}
.nf-grid a{display:flex;align-items:center;gap:13px;padding:16px 0;border-top:1px solid var(--hair);
  color:var(--navy);text-decoration:none;font-weight:600;font-size:1.02rem;
  transition:color .16s ease,padding-left .16s ease;}
.nf-grid a:hover{color:var(--claret);padding-left:6px;}
.nf-ico{flex:none;display:inline-flex;color:var(--brass);transition:color .16s ease,transform .16s ease;}
.nf-ico svg{width:18px;height:18px;}
.nf-grid a:hover .nf-ico{color:var(--claret);transform:translateX(2px);}
@media(max-width:600px){.nf-grid{grid-template-columns:1fr;}}

/* ---------- Why partner with us ---------- */
.why-partner{background:var(--white);}
.wp-grid{display:grid;grid-template-columns:1.12fr 0.88fr;gap:clamp(32px,4vw,56px);align-items:stretch;}
.wp-media{line-height:0;box-shadow:0 30px 70px -46px rgba(15,23,42,.4);}
.wp-media img{width:100%;height:100%;min-height:360px;object-fit:cover;display:block;}
.wp-text .eyebrow{color:var(--claret);}
.wp-text h2{color:var(--navy);font-size:clamp(1.8rem,3vw,2.6rem);font-weight:400;letter-spacing:-.015em;margin:10px 0 18px;}
.wp-lead{color:var(--muted);font-size:1.06rem;line-height:1.65;margin:0 0 22px;max-width:56ch;}
.wp-list{list-style:none;margin:0 0 28px;padding:0;display:grid;gap:12px;}
.wp-list li{position:relative;padding-left:24px;color:var(--ink);line-height:1.5;}
.wp-list li::before{content:"";position:absolute;left:0;top:.45em;width:9px;height:9px;background:var(--brass);}
.wp-cta{border-radius:4px;}
@media(max-width:820px){
  .wp-grid{grid-template-columns:1fr;gap:30px;}
  .wp-media img{aspect-ratio:16/10;}
}

/* Booking preferred-time disclaimer */
.bk-note{background:#FBF4E9;border-left:4px solid var(--brass);padding:12px 16px;margin:0 0 18px;font-size:.92rem;line-height:1.55;color:var(--ink);border-radius:0 4px 4px 0;}
.bk-note a{color:var(--claret);font-weight:600;}